Is Steve McNair #248 worth grading?
Football · Football Cards 1995 Panini Score · full price guide →
Worth grading only if it gems
A PSA 10 Steve McNair #248 brings $26.85 versus $1.40 raw — a $25.45 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($13.49) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $1.40
- PSA 10
- $26.85
- PSA 9
- $13.49
- Gem premium
- 19×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $26.85 | +$0.45 | −$24.55 | −$125 |
| PSA 9 | $13.49 | −$12.91 | −$37.91 | −$138 |
| PSA 8 | $7.17 | −$19.23 | −$44.23 | −$144 |
Net = sale price − $1.40 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $16.83 | −$34.57 |
| 50% | $20.17 | −$31.23 |
| 75% | $23.51 | −$27.89 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $35.00 | best | 55/45 | 70/30 |
| PSA 10 | $26.85 | −$8.15 | 55/45 | 75/25 |
| CGC 10 | $16.00 | −$19.00 | 55/45 | 75/25 |
| SGC 10 | $16.00 | −$19.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $26.85 | $16.00 | $35.00 | $16.00 | — |
| 9.5 | — | — | — | — | $13.85 |
| 9 | — | — | — | — | $13.49 |
| 8 | — | — | — | — | $7.17 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Panini Score cards worth checking
Full set checklist →
![Brett Favre [Red Siege] #64 1995 Panini Score card](https://i.ebayimg.com/images/g/MvAAAeSwEutpVIDg/s-l500.jpg)
Grading Steve McNair #248 — FAQ
Is Steve McNair #248 worth grading?
A PSA 10 Steve McNair #248 brings $26.85 versus $1.40 raw — a $25.45 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($13.49) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Steve McNair #248 worth compared with raw?
A PSA 10 Steve McNair #248 (Football Cards 1995 Panini Score) sells for about $26.85 versus $1.40 for a raw near-mint copy — a 19× premium as of Jul 11, 2026.
Which grading company is best for Steve McNair #248?
By resale value, BGS 10 leads at $35.00, ahead of PSA 10 at $26.85. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve McNair #248 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free