Is Andy Bean #4 worth grading?
Golf · Golf Cards 1981 Donruss · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Andy Bean #4 sells for $223 against $1.85 raw: a $221 spread, 120× the ungraded price. Even a PSA 9 ($32.13) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.85
- PSA 10
- $223
- PSA 9
- $32.13
- Gem premium
- 120×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $223 | +$196 | +$171 | +$70.65 |
| PSA 9 | $32.13 | +$5.28 | −$19.72 | −$120 |
| PSA 8 | $19.99 | −$6.86 | −$31.86 | −$132 |
Net = sale price − $1.85 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $79.72 | +$27.87 |
| 50% | $127 | +$75.47 |
| 75% | $175 | +$123 |
Break-even gem rate at the standard fee: about 10%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $289 | best | 55/45 | 70/30 |
| PSA 10 | $223 | −$66.50 | 55/45 | 75/25 |
| CGC 10 | $134 | −$155 | 55/45 | 75/25 |
| SGC 10 | $134 | −$155 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1981 Donruss cards worth checking
Full set checklist →Grading Andy Bean #4 — FAQ
Is Andy Bean #4 worth grading?
A PSA 10 Andy Bean #4 sells for $223 against $1.85 raw: a $221 spread, 120× the ungraded price. Even a PSA 9 ($32.13) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Andy Bean #4 worth compared with raw?
A PSA 10 Andy Bean #4 (Golf Cards 1981 Donruss) sells for about $223 versus $1.85 for a raw near-mint copy — a 120× premium as of Sep 4, 2026.
Which grading company is best for Andy Bean #4?
By resale value, BGS 10 leads at $289, ahead of PSA 10 at $223. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Andy Bean #4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Andy Bean #4 break even?
At a standard ~$50 fee, submitting Andy Bean #4 breaks even when it gems about 10% of the time (a miss assumed to sell at the PSA 9 price of $32.13).
Best on iPhone & Android
Check your golf card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.





