![Paolo Banchero [Refractor] #IP-16 (Basketball Cards 2025 Topps Chrome Inspirational) — is it worth grading?](https://i.ebayimg.com/images/g/APkAAeSw9ZVqVZZy/s-l1600.jpg)
Is Paolo Banchero [Refractor] #IP-16 worth grading?
Basketball · Basketball Cards 2025 Topps Chrome Inspirational · full price guide →
Worth grading only if it gems
A PSA 10 Paolo Banchero [Refractor] #IP-16 brings $36.71 versus $1.54 raw — a $35.17 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($12.38) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $1.54
- PSA 10
- $36.71
- PSA 9
- $12.38
- Gem premium
- 24×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $36.71 | +$10.17 | −$14.83 | −$115 |
| PSA 9 | $12.38 | −$14.16 | −$39.16 | −$139 |
| PSA 8 | $6.38 | −$20.16 | −$45.16 | −$145 |
Net = sale price − $1.54 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $18.46 | −$33.08 |
| 50% | $24.55 | −$26.99 |
| 75% | $30.63 | −$20.91 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $48.00 | best | 55/45 | 70/30 |
| PSA 10 | $36.71 | −$11.29 | 55/45 | 75/25 |
| CGC 10 | $22.00 | −$26.00 | 55/45 | 75/25 |
| SGC 10 | $22.00 | −$26.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $36.71 | $22.00 | $48.00 | $22.00 | — |
| 9.5 | — | — | — | — | $24.49 |
| 9 | — | — | — | — | $12.38 |
| 8 | — | — | — | — | $6.38 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome Inspirational cards worth checking
Full set checklist →![James Harden [Pulsar Refractor] #IP-17 2025 Topps Chrome Inspirational card](https://i.ebayimg.com/images/g/Cd0AAeSw7~hpSaIF/s-l500.jpg)
![Shai Gilgeous-Alexander [Blue Refractor] #IP-11 2025 Topps Chrome Inspirational card](https://i.ebayimg.com/images/g/xjAAAeSwms5qXj38/s-l500.jpg)
![Stephen Curry [Gold Refractor] #IP-2 2025 Topps Chrome Inspirational card](https://i.ebayimg.com/images/g/zmUAAeSwntRpUto1/s-l500.jpg)
Grading Paolo Banchero [Refractor] #IP-16 — FAQ
Is Paolo Banchero [Refractor] #IP-16 worth grading?
A PSA 10 Paolo Banchero [Refractor] #IP-16 brings $36.71 versus $1.54 raw — a $35.17 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($12.38) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Paolo Banchero [Refractor] #IP-16 worth compared with raw?
A PSA 10 Paolo Banchero [Refractor] #IP-16 (Basketball Cards 2025 Topps Chrome Inspirational) sells for about $36.71 versus $1.54 for a raw near-mint copy — a 24× premium as of Jul 11, 2026.
Which grading company is best for Paolo Banchero [Refractor] #IP-16?
By resale value, BGS 10 leads at $48.00, ahead of PSA 10 at $36.71. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Paolo Banchero [Refractor] #IP-16 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free