Is Joe Montana #117 worth grading?
Football · Football Cards 1995 Collector's Choice · full price guide →
Worth grading only if it gems
A PSA 10 Joe Montana #117 brings $26.57 versus $1.44 raw — a $25.13 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($14.64) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $1.44
- PSA 10
- $26.57
- PSA 9
- $14.64
- Gem premium
- 18×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $26.57 | +$0.13 | −$24.87 | −$125 |
| PSA 9 | $14.64 | −$11.80 | −$36.80 | −$137 |
| PSA 8 | $8.49 | −$17.95 | −$42.95 | −$143 |
Net = sale price − $1.44 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $17.62 | −$33.82 |
| 50% | $20.61 | −$30.84 |
| 75% | $23.59 | −$27.85 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $26.99 | best | 55/45 | 70/30 |
| PSA 10 | $26.57 | −$0.42 | 55/45 | 75/25 |
| CGC 10 | $16.00 | −$10.99 | 55/45 | 75/25 |
| SGC 10 | $16.00 | −$10.99 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $26.57 | $16.00 | $26.99 | $16.00 | — |
| 9.5 | — | — | — | — | $26.00 |
| 9 | — | — | — | — | $14.64 |
| 8 | — | — | — | — | $8.49 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Collector's Choice cards worth checking
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![Joe Montana [Player's Club Platinum] #117 1995 Collector's Choice card](https://i.ebayimg.com/images/g/NPMAAeSwD1lpo6WE/s-l500.jpg)
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Grading Joe Montana #117 — FAQ
Is Joe Montana #117 worth grading?
A PSA 10 Joe Montana #117 brings $26.57 versus $1.44 raw — a $25.13 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($14.64) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Joe Montana #117 worth compared with raw?
A PSA 10 Joe Montana #117 (Football Cards 1995 Collector's Choice) sells for about $26.57 versus $1.44 for a raw near-mint copy — a 18× premium as of Jul 11, 2026.
Which grading company is best for Joe Montana #117?
By resale value, BGS 10 leads at $26.99, ahead of PSA 10 at $26.57. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana #117 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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