Is Steve McNair [1st Round Pick] #3 worth grading?
Football · Football Cards 1995 Bowman · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Steve McNair [1st Round Pick] #3 sells for $35.00 against $2.99 raw: a $32.01 spread, 12× the ungraded price. Even a PSA 9 ($31.53) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.99
- Grade 9.5
- $35.00
- PSA 9
- $31.53
- Gem premium
- 12×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $35.00 | +$7.01 | −$17.99 | −$118 |
| PSA 9 | $31.53 | +$3.54 | −$21.46 | −$121 |
| PSA 8 | $6.26 | −$21.73 | −$46.73 | −$147 |
Net = sale price − $2.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $32.40 | −$20.59 |
| 50% | $33.27 | −$19.73 |
| 75% | $34.13 | −$18.86 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Bowman cards worth checking
Full set checklist →
Grading Steve McNair [1st Round Pick] #3 — FAQ
Is Steve McNair [1st Round Pick] #3 worth grading?
A Grade 9.5 Steve McNair [1st Round Pick] #3 sells for $35.00 against $2.99 raw: a $32.01 spread, 12× the ungraded price. Even a PSA 9 ($31.53) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
