MidpointCard Centering Grading Portfolio App
Lawrence Taylor [Refractor] #193 (Football Cards 1994 Topps Finest) — is it worth grading?

Is Lawrence Taylor [Refractor] #193 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Lawrence Taylor [Refractor] #193 sells for $2,398 against $71.47 raw: a $2,326 spread, 34× the ungraded price. Even a PSA 9 ($310) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$71.47
PSA 10
$2,398
PSA 9
$310
Gem premium
34×
As of
Sep 4, 2026

Break-even by outcome and fee

Lawrence Taylor [Refractor] #193: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$2,398+$2,301+$2,276+$2,176
PSA 9$310+$214+$189+$88.51
PSA 8$150+$53.52+$28.52−$71.48

Net = sale price − $71.47 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Lawrence Taylor [Refractor] #193: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$832+$710
50%$1,354+$1,232
75%$1,876+$1,754

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →
Lawrence Taylor [Refractor] #193: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$3,117best55/4570/30
PSA 10$2,398−$71955/4575/25
CGC 10$1,439−$1,67855/4575/25
SGC 10$1,439−$1,67855/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Lawrence Taylor [Refractor] #193 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$2,398$1,439$3,117$1,439—
9.5————$662
9————$310
8————$150
7————$54.60

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1994 Topps Finest cards worth checking

Full set checklist →

Grading Lawrence Taylor [Refractor] #193 — FAQ

Is Lawrence Taylor [Refractor] #193 worth grading?

A PSA 10 Lawrence Taylor [Refractor] #193 sells for $2,398 against $71.47 raw: a $2,326 spread, 34× the ungraded price. Even a PSA 9 ($310) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Lawrence Taylor [Refractor] #193 worth compared with raw?

A PSA 10 Lawrence Taylor [Refractor] #193 (Football Cards 1994 Topps Finest) sells for about $2,398 versus $71.47 for a raw near-mint copy — a 34× premium as of Sep 4, 2026.

Which grading company is best for Lawrence Taylor [Refractor] #193?

By resale value, BGS 10 leads at $3,117, ahead of PSA 10 at $2,398. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Lawrence Taylor [Refractor] #193 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play