![Lawrence Taylor [Refractor] #193 (Football Cards 1994 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/HGwAAeSwzDRqVa2m/s-l1600.jpg)
Is Lawrence Taylor [Refractor] #193 worth grading?
Football · Football Cards 1994 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Lawrence Taylor [Refractor] #193 sells for $1,994 against $59.17 raw: a $1,935 spread, 34× the ungraded price. Even a PSA 9 ($326) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $59.17
- PSA 10
- $1,994
- PSA 9
- $326
- Gem premium
- 34×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,994 | +$1,910 | +$1,885 | +$1,785 |
| PSA 9 | $326 | +$241 | +$216 | +$116 |
| PSA 8 | $150 | +$65.40 | +$40.40 | −$59.60 |
Net = sale price − $59.17 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $743 | +$633 |
| 50% | $1,160 | +$1,050 |
| 75% | $1,577 | +$1,467 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,592 | best | 55/45 | 70/30 |
| PSA 10 | $1,994 | −$598 | 55/45 | 75/25 |
| CGC 10 | $1,196 | −$1,396 | 55/45 | 75/25 |
| SGC 10 | $1,196 | −$1,396 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $1,994 | $1,196 | $2,592 | $1,196 | — |
| 9.5 | — | — | — | — | $553 |
| 9 | — | — | — | — | $326 |
| 8 | — | — | — | — | $150 |
| 7 | — | — | — | — | $56.42 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1994 Topps Finest cards worth checking
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Grading Lawrence Taylor [Refractor] #193 — FAQ
Is Lawrence Taylor [Refractor] #193 worth grading?
A PSA 10 Lawrence Taylor [Refractor] #193 sells for $1,994 against $59.17 raw: a $1,935 spread, 34× the ungraded price. Even a PSA 9 ($326) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Lawrence Taylor [Refractor] #193 worth compared with raw?
A PSA 10 Lawrence Taylor [Refractor] #193 (Football Cards 1994 Topps Finest) sells for about $1,994 versus $59.17 for a raw near-mint copy — a 34× premium as of Jul 11, 2026.
Which grading company is best for Lawrence Taylor [Refractor] #193?
By resale value, BGS 10 leads at $2,592, ahead of PSA 10 at $1,994. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Lawrence Taylor [Refractor] #193 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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