Is Charles Haley [Refractor] #169 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Charles Haley [Refractor] #169 sells for $476 against $13.46 raw: a $463 spread, 35× the ungraded price. Even a PSA 9 ($178) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $13.46
PSA 10: $476
PSA 9: $178
Gem premium: 35×
As of: Sep 2, 2026

Break-even by outcome and fee

Charles Haley [Refractor] #169: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$476	+$438	+$413	+$313
PSA 9	$178	+$140	+$115	+$15.03
PSA 8	$15.50	−$22.96	−$47.96	−$148

Net = sale price − $13.46 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Charles Haley [Refractor] #169: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$253	+$189
50%	$327	+$264
75%	$402	+$338

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →

Charles Haley [Refractor] #169: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$619	best	55/45	70/30
PSA 10	$476	−$143	55/45	75/25
CGC 10	$286	−$333	55/45	75/25
SGC 10	$286	−$333	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Charles Haley [Refractor] #169 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$476	$286	$619	$286	—
9.5	—	—	—	—	$196
9	—	—	—	—	$178
8	—	—	—	—	$15.50

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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Grading Charles Haley [Refractor] #169 — FAQ

Is Charles Haley [Refractor] #169 worth grading?

How much is a PSA 10 Charles Haley [Refractor] #169 worth compared with raw?

A PSA 10 Charles Haley [Refractor] #169 (Football Cards 1994 Topps Finest) sells for about $476 versus $13.46 for a raw near-mint copy — a 35× premium as of Sep 2, 2026.

Which grading company is best for Charles Haley [Refractor] #169?

By resale value, BGS 10 leads at $619, ahead of PSA 10 at $476. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Charles Haley [Refractor] #169 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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