Is Jeff Hostetler [Refractor] #162 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Grading rarely pays for this card

Grade 8 copies of Jeff Hostetler [Refractor] #162 sell for $14.62, only $6.98 above the $7.64 raw price — less than an economy-tier grading fee. Keep it raw unless you are grading for the slab itself.

Raw (NM): $7.64
Grade 8: $14.62
Gem premium: 1.9×
As of: Sep 3, 2026

Break-even by outcome and fee

Jeff Hostetler [Refractor] #162: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 8	$14.62	−$18.02	−$43.02	−$143
PSA 8	$14.62	−$18.02	−$43.02	−$143

Net = sale price − $7.64 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Full grade ladder

Raw conditions & history →

Jeff Hostetler [Refractor] #162 graded prices by company and grade
Grade	Graded
8	$14.62

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 1994 Topps Finest cards worth checking

Full set checklist →

$Troy Aikman [Refractor] #202 1994 Topps Finest card$

Troy Aikman [Refractor] #202

Raw $52.00PSA 10 $1,790

$Lawrence Taylor [Refractor] #193 1994 Topps Finest card$

Lawrence Taylor [Refractor] #193

Raw $71.47PSA 10 $2,398

$Joe Montana [Refractor] #172 1994 Topps Finest card$

Joe Montana [Refractor] #172

Raw $172PSA 10 $3,502

$John Elway [Refractor] #119 1994 Topps Finest card$

John Elway [Refractor] #119

Raw $175PSA 10 $2,915

$Emmitt Smith [Refractor] #1 1994 Topps Finest card$

Emmitt Smith [Refractor] #1

Raw $228PSA 10 $3,370

$Dan Marino [Refractor] #142 1994 Topps Finest card$

Dan Marino [Refractor] #142