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Bobby Hebert [Refractor] #148 (Football Cards 1994 Topps Finest) — is it worth grading?

Is Bobby Hebert [Refractor] #148 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Bobby Hebert [Refractor] #148 sells for $165 against $9.99 raw: a $155 spread, 17× the ungraded price. Even a PSA 9 ($150) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$9.99
Grade 9.5
$165
PSA 9
$150
Gem premium
17×
As of
Jul 11, 2026

Break-even by outcome and fee

Bobby Hebert [Refractor] #148: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$165+$130+$105+$5.01
PSA 9$150+$115+$90.01−$9.99

Net = sale price − $9.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Bobby Hebert [Refractor] #148: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$154+$93.76
50%$158+$97.51
75%$161+$101

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Bobby Hebert [Refractor] #148 graded prices by company and grade
GradeGraded
9.5$165
9$150

Run your own numbers

Should I pay this?

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Grading Bobby Hebert [Refractor] #148 — FAQ

Is Bobby Hebert [Refractor] #148 worth grading?

A Grade 9.5 Bobby Hebert [Refractor] #148 sells for $165 against $9.99 raw: a $155 spread, 17× the ungraded price. Even a PSA 9 ($150) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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