$Bobby Hebert [Refractor] #148 (Football Cards 1994 Topps Finest) — is it worth grading?$

Is Bobby Hebert [Refractor] #148 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Bobby Hebert [Refractor] #148 sells for $165 against $8.59 raw: a $156 spread, 19× the ungraded price. Even a PSA 9 ($150) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $8.59
Grade 9.5: $165
PSA 9: $150
Gem premium: 19×
As of: Sep 4, 2026

Break-even by outcome and fee

Bobby Hebert [Refractor] #148: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$165	+$131	+$106	+$6.41
PSA 9	$150	+$116	+$91.41	−$8.59

Net = sale price − $8.59 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Bobby Hebert [Refractor] #148: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$154	+$95.16
50%	$158	+$98.91
75%	$161	+$103

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Bobby Hebert [Refractor] #148 graded prices by company and grade
Grade	Graded
9.5	$165
9	$150

Run your own numbers

Should I pay this?

Asking priceGrading fee

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