Is James Hasty [Refractor] #120 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of James Hasty [Refractor] #120 sell for $13.00, only $8.00 above the $5.00 raw price — less than an economy-tier grading fee. A PSA 9 ($11.72) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM): $5.00
Grade 9.5: $13.00
PSA 9: $11.72
Gem premium: 2.6×
As of: Sep 3, 2026

Break-even by outcome and fee

James Hasty [Refractor] #120: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$13.00	−$17.00	−$42.00	−$142
PSA 9	$11.72	−$18.28	−$43.28	−$143
PSA 8	$9.38	−$20.62	−$45.62	−$146

Net = sale price − $5.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

James Hasty [Refractor] #120: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$12.04	−$42.96
50%	$12.36	−$42.64
75%	$12.68	−$42.32

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

James Hasty [Refractor] #120 graded prices by company and grade
Grade	Graded
9.5	$13.00
9	$11.72
8	$9.38

Run your own numbers

Should I pay this?

Asking priceGrading fee

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