$Steve Young [Refractor] #77 (Football Cards 1994 Topps Finest) — is it worth grading?$

Is Steve Young [Refractor] #77 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Steve Young [Refractor] #77 sells for $718 against $20.99 raw: a $697 spread, 34× the ungraded price. Even a PSA 9 ($185) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $20.99
PSA 10: $718
PSA 9: $185
Gem premium: 34×
As of: Jul 11, 2026

Break-even by outcome and fee

Steve Young [Refractor] #77: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$718	+$672	+$647	+$547
PSA 9	$185	+$139	+$114	+$13.75
PSA 8	$93.60	+$47.61	+$22.61	−$77.39

Net = sale price − $20.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Steve Young [Refractor] #77: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$318	+$247
50%	$451	+$380
75%	$585	+$514

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →

Steve Young [Refractor] #77: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$933	best	55/45	70/30
PSA 10	$718	−$215	55/45	75/25
CGC 10	$431	−$502	55/45	75/25
SGC 10	$431	−$502	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Steve Young [Refractor] #77 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$718	$431	$933	$431	—
9.5	—	—	—	—	$207
9	—	—	—	—	$185
8	—	—	—	—	$93.60
7	—	—	—	—	$46.86

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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Grading Steve Young [Refractor] #77 — FAQ

Is Steve Young [Refractor] #77 worth grading?

How much is a PSA 10 Steve Young [Refractor] #77 worth compared with raw?

A PSA 10 Steve Young [Refractor] #77 (Football Cards 1994 Topps Finest) sells for about $718 versus $20.99 for a raw near-mint copy — a 34× premium as of Jul 11, 2026.

Which grading company is best for Steve Young [Refractor] #77?

By resale value, BGS 10 leads at $933, ahead of PSA 10 at $718. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Steve Young [Refractor] #77 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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