$Cris Carter [Refractor] #66 (Football Cards 1994 Topps Finest) — is it worth grading?$

Is Cris Carter [Refractor] #66 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Cris Carter [Refractor] #66 sells for $139 against $27.25 raw: a $112 spread, 5.1× the ungraded price. Even a PSA 9 ($126) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $27.25
Grade 9.5: $139
PSA 9: $126
Gem premium: 5.1×
As of: Sep 4, 2026

Break-even by outcome and fee

Cris Carter [Refractor] #66: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$139	+$86.75	+$61.75	−$38.25
PSA 9	$126	+$74.00	+$49.00	−$51.00
PSA 8	$44.78	−$7.47	−$32.47	−$132

Net = sale price − $27.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Cris Carter [Refractor] #66: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$129	+$52.19
50%	$133	+$55.38
75%	$136	+$58.56

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Cris Carter [Refractor] #66 graded prices by company and grade
Grade	Graded
9.5	$139
9	$126
8	$44.78
7	$11.13

Run your own numbers

Should I pay this?

Asking priceGrading fee

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