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Cris Carter [Refractor] #66 (Football Cards 1994 Topps Finest) — is it worth grading?

Is Cris Carter [Refractor] #66 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Cris Carter [Refractor] #66 sells for $139 against $24.95 raw: a $114 spread, 5.6× the ungraded price. Even a PSA 9 ($126) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$24.95
Grade 9.5
$139
PSA 9
$126
Gem premium
5.6×
As of
Jul 11, 2026

Break-even by outcome and fee

Cris Carter [Refractor] #66: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$139+$89.05+$64.05−$35.95
PSA 9$126+$76.30+$51.30−$48.70
PSA 8$40.18−$9.77−$34.77−$135

Net = sale price − $24.95 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Cris Carter [Refractor] #66: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$129+$54.49
50%$133+$57.67
75%$136+$60.86

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Cris Carter [Refractor] #66 graded prices by company and grade
GradeGraded
9.5$139
9$126
8$40.18
7$11.15

Run your own numbers

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Grading Cris Carter [Refractor] #66 — FAQ

Is Cris Carter [Refractor] #66 worth grading?

A Grade 9.5 Cris Carter [Refractor] #66 sells for $139 against $24.95 raw: a $114 spread, 5.6× the ungraded price. Even a PSA 9 ($126) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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