Is Pepper Johnson [Refractor] #61 worth grading?
Football · Football Cards 1994 Topps Finest · full price guide →
Strong grading candidate — 11× premium in PSA 10
A PSA 10 Pepper Johnson [Refractor] #61 sells for $100 against $9.16 raw: a $90.84 spread, 11× the ungraded price. A PSA 9 ($24.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $9.16
- PSA 10
- $100
- PSA 9
- $24.99
- Gem premium
- 11×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $100 | +$65.84 | +$40.84 | −$59.16 |
| PSA 9 | $24.99 | −$9.17 | −$34.17 | −$134 |
Net = sale price − $9.16 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $43.74 | −$15.42 |
| 50% | $62.49 | +$3.33 |
| 75% | $81.25 | +$22.09 |
Break-even gem rate at the standard fee: about 46%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $130 | best | 55/45 | 70/30 |
| PSA 10 | $100 | −$30.00 | 55/45 | 75/25 |
| CGC 10 | $60.00 | −$70.00 | 55/45 | 75/25 |
| SGC 10 | $60.00 | −$70.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Enter the seller’s asking price to see your net outcome per grade.
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Grading Pepper Johnson [Refractor] #61 — FAQ
Is Pepper Johnson [Refractor] #61 worth grading?
A PSA 10 Pepper Johnson [Refractor] #61 sells for $100 against $9.16 raw: a $90.84 spread, 11× the ungraded price. A PSA 9 ($24.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Pepper Johnson [Refractor] #61 worth compared with raw?
A PSA 10 Pepper Johnson [Refractor] #61 (Football Cards 1994 Topps Finest) sells for about $100 versus $9.16 for a raw near-mint copy — a 11× premium as of Sep 4, 2026.
Which grading company is best for Pepper Johnson [Refractor] #61?
By resale value, BGS 10 leads at $130, ahead of PSA 10 at $100. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Pepper Johnson [Refractor] #61 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Pepper Johnson [Refractor] #61 break even?
At a standard ~$50 fee, submitting Pepper Johnson [Refractor] #61 breaks even when it gems about 46% of the time (a miss assumed to sell at the PSA 9 price of $24.99).
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