Is Steve Beuerlein [Refractor] #54 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Steve Beuerlein [Refractor] #54 sells for $41.00 against $2.25 raw: a $38.75 spread, 18× the ungraded price. Even a PSA 9 ($37.34) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $2.25
Grade 9.5: $41.00
PSA 9: $37.34
Gem premium: 18×
As of: Sep 4, 2026

Break-even by outcome and fee

Steve Beuerlein [Refractor] #54: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$41.00	+$13.75	−$11.25	−$111
PSA 9	$37.34	+$10.09	−$14.91	−$115
PSA 8	$3.25	−$24.00	−$49.00	−$149

Net = sale price − $2.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Steve Beuerlein [Refractor] #54: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$38.26	−$13.99
50%	$39.17	−$13.08
75%	$40.09	−$12.16

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Steve Beuerlein [Refractor] #54 graded prices by company and grade
Grade	Graded
9.5	$41.00
9	$37.34
8	$3.25

Run your own numbers

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