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Derrick Thomas [Refractor] #30 (Football Cards 1994 Topps Finest) — is it worth grading?

Is Derrick Thomas [Refractor] #30 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Derrick Thomas [Refractor] #30 sells for $432 against $166 raw: a $266 spread, 2.6× the ungraded price. Even a PSA 9 ($393) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$166
Grade 9.5
$432
PSA 9
$393
Gem premium
2.6×
As of
Jul 11, 2026

Break-even by outcome and fee

Derrick Thomas [Refractor] #30: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$432+$241+$216+$116
PSA 9$393+$202+$177+$77.47
PSA 8$183−$8.02−$33.02−$133

Net = sale price − $166 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Derrick Thomas [Refractor] #30: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$403+$187
50%$413+$197
75%$422+$207

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Derrick Thomas [Refractor] #30 graded prices by company and grade
GradeGraded
9.5$432
9$393
8$183

Run your own numbers

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Grading Derrick Thomas [Refractor] #30 — FAQ

Is Derrick Thomas [Refractor] #30 worth grading?

A Grade 9.5 Derrick Thomas [Refractor] #30 sells for $432 against $166 raw: a $266 spread, 2.6× the ungraded price. Even a PSA 9 ($393) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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