Is Bruce Smith #91 worth grading?
Football · Football Cards 1994 Topps Finest · full price guide →
Strong grading candidate — 28× premium in PSA 10
A PSA 10 Bruce Smith #91 sells for $52.50 against $1.89 raw: a $50.61 spread, 28× the ungraded price. A PSA 9 ($22.42) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.89
- PSA 10
- $52.50
- PSA 9
- $22.42
- Gem premium
- 28×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $52.50 | +$25.61 | +$0.61 | −$99.39 |
| PSA 9 | $22.42 | −$4.47 | −$29.47 | −$129 |
| PSA 8 | $6.50 | −$20.39 | −$45.39 | −$145 |
Net = sale price − $1.89 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $29.94 | −$21.95 |
| 50% | $37.46 | −$14.43 |
| 75% | $44.98 | −$6.91 |
Break-even gem rate at the standard fee: about 98%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $68.00 | best | 55/45 | 70/30 |
| PSA 10 | $52.50 | −$15.50 | 55/45 | 75/25 |
| CGC 10 | $32.00 | −$36.00 | 55/45 | 75/25 |
| SGC 10 | $32.00 | −$36.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $52.50 | $32.00 | $68.00 | $32.00 | — |
| 9.5 | — | — | — | — | $37.25 |
| 9 | — | — | — | — | $22.42 |
| 8 | — | — | — | — | $6.50 |
| 7 | — | — | — | — | $3.13 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1994 Topps Finest cards worth checking
Full set checklist →![Troy Aikman [Refractor] #202 1994 Topps Finest card](https://i.ebayimg.com/images/g/RSYAAeSwW0ZqVk1x/s-l500.jpg)
![Lawrence Taylor [Refractor] #193 1994 Topps Finest card](https://i.ebayimg.com/images/g/HGwAAeSwzDRqVa2m/s-l500.jpg)
![Emmitt Smith [Refractor] #1 1994 Topps Finest card](https://i.ebayimg.com/images/g/BDcAAeSwjYdqUHBr/s-l500.jpg)
![Joe Montana [Refractor] #172 1994 Topps Finest card](https://i.ebayimg.com/images/g/UeAAAeSwcddqNU2K/s-l500.jpg)
![Jerry Rice [Refractor] #12 1994 Topps Finest card](https://i.ebayimg.com/images/g/ZJ4AAeSwwHZqTtIc/s-l500.jpg)
![John Elway [Refractor] #119 1994 Topps Finest card](https://i.ebayimg.com/images/g/S5MAAOSwiH1fdUUS/s-l500.jpg)
Grading Bruce Smith #91 — FAQ
Is Bruce Smith #91 worth grading?
A PSA 10 Bruce Smith #91 sells for $52.50 against $1.89 raw: a $50.61 spread, 28× the ungraded price. A PSA 9 ($22.42) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Bruce Smith #91 worth compared with raw?
A PSA 10 Bruce Smith #91 (Football Cards 1994 Topps Finest) sells for about $52.50 versus $1.89 for a raw near-mint copy — a 28× premium as of Jul 11, 2026.
Which grading company is best for Bruce Smith #91?
By resale value, BGS 10 leads at $68.00, ahead of PSA 10 at $52.50. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Bruce Smith #91 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Bruce Smith #91 break even?
At a standard ~$50 fee, submitting Bruce Smith #91 breaks even when it gems about 98% of the time (a miss assumed to sell at the PSA 9 price of $22.42).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free