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Warren Moon #21 (Football Cards 1994 Topps Finest) — is it worth grading?

Is Warren Moon #21 worth grading?

Football · Football Cards 1994 Topps Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Warren Moon #21 sells for $83.55 against $2.00 raw: a $81.55 spread, 42× the ungraded price. Even a PSA 9 ($29.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$2.00
PSA 10
$83.55
PSA 9
$29.99
Gem premium
42×
As of
Jul 11, 2026

Break-even by outcome and fee

Warren Moon #21: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$83.55+$56.55+$31.55−$68.45
PSA 9$29.99+$2.99−$22.01−$122
PSA 8$12.99−$14.01−$39.01−$139

Net = sale price − $2.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Warren Moon #21: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$43.38−$8.62
50%$56.77+$4.77
75%$70.16+$18.16

Break-even gem rate at the standard fee: about 41%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Warren Moon #21: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$109best55/4570/30
PSA 10$83.55−$25.4555/4575/25
CGC 10$50.00−$59.0055/4575/25
SGC 10$50.00−$59.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Warren Moon #21 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$83.55$50.00$109$50.00
9.5$37.77
9$29.99
8$12.99

Run your own numbers

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Other 1994 Topps Finest cards worth checking

Full set checklist

Grading Warren Moon #21 — FAQ

Is Warren Moon #21 worth grading?

A PSA 10 Warren Moon #21 sells for $83.55 against $2.00 raw: a $81.55 spread, 42× the ungraded price. Even a PSA 9 ($29.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Warren Moon #21 worth compared with raw?

A PSA 10 Warren Moon #21 (Football Cards 1994 Topps Finest) sells for about $83.55 versus $2.00 for a raw near-mint copy — a 42× premium as of Jul 11, 2026.

Which grading company is best for Warren Moon #21?

By resale value, BGS 10 leads at $109, ahead of PSA 10 at $83.55. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Warren Moon #21 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Warren Moon #21 break even?

At a standard ~$50 fee, submitting Warren Moon #21 breaks even when it gems about 41% of the time (a miss assumed to sell at the PSA 9 price of $29.99).

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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