![Steve Young [Black Refractor] #15 (Football Cards 1994 Stadium Club Bowman's Best) — is it worth grading?](https://i.ebayimg.com/images/g/axoAAeSwpO5pseJw/s-l1600.jpg)
Is Steve Young [Black Refractor] #15 worth grading?
Football · Football Cards 1994 Stadium Club Bowman's Best · full price guide →
Strong grading candidate — 10.0× premium in PSA 10
A PSA 10 Steve Young [Black Refractor] #15 sells for $59.96 against $6.00 raw: a $53.96 spread, 10.0× the ungraded price. A PSA 9 ($20.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $6.00
- PSA 10
- $59.96
- PSA 9
- $20.00
- Gem premium
- 10.0×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $59.96 | +$28.96 | +$3.96 | −$96.04 |
| PSA 9 | $20.00 | −$11.00 | −$36.00 | −$136 |
| PSA 8 | $18.99 | −$12.01 | −$37.01 | −$137 |
Net = sale price − $6.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $29.99 | −$26.01 |
| 50% | $39.98 | −$16.02 |
| 75% | $49.97 | −$6.03 |
Break-even gem rate at the standard fee: about 90%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $78.00 | best | 55/45 | 70/30 |
| PSA 10 | $59.96 | −$18.04 | 55/45 | 75/25 |
| CGC 10 | $36.00 | −$42.00 | 55/45 | 75/25 |
| SGC 10 | $36.00 | −$42.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $59.96 | $36.00 | $78.00 | $36.00 | — |
| 9.5 | — | — | — | — | $22.00 |
| 9 | — | — | — | — | $20.00 |
| 8 | — | — | — | — | $18.99 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1994 Stadium Club Bowman's Best cards worth checking
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![Errict Rhett [Blue Refractor] #12 1994 Stadium Club Bowman's Best card](https://i.ebayimg.com/images/g/KmcAAeSwhvdo89dd/s-l500.jpg)
![John Elway [Black Refractor] #8 1994 Stadium Club Bowman's Best card](https://i.ebayimg.com/images/g/D3sAAeSw5eRqVOvd/s-l500.jpg)
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Grading Steve Young [Black Refractor] #15 — FAQ
Is Steve Young [Black Refractor] #15 worth grading?
A PSA 10 Steve Young [Black Refractor] #15 sells for $59.96 against $6.00 raw: a $53.96 spread, 10.0× the ungraded price. A PSA 9 ($20.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Steve Young [Black Refractor] #15 worth compared with raw?
A PSA 10 Steve Young [Black Refractor] #15 (Football Cards 1994 Stadium Club Bowman's Best) sells for about $59.96 versus $6.00 for a raw near-mint copy — a 10.0× premium as of Jul 11, 2026.
Which grading company is best for Steve Young [Black Refractor] #15?
By resale value, BGS 10 leads at $78.00, ahead of PSA 10 at $59.96. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve Young [Black Refractor] #15 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Steve Young [Black Refractor] #15 break even?
At a standard ~$50 fee, submitting Steve Young [Black Refractor] #15 breaks even when it gems about 90% of the time (a miss assumed to sell at the PSA 9 price of $20.00).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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