![Reggie White [Black Refractor] #3 (Football Cards 1994 Stadium Club Bowman's Best) — is it worth grading?](https://i.ebayimg.com/images/g/ljUAAeSwNIpp89Lu/s-l1600.jpg)
Is Reggie White [Black Refractor] #3 worth grading?
Football · Football Cards 1994 Stadium Club Bowman's Best · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Reggie White [Black Refractor] #3 sells for $150 against $10.18 raw: a $140 spread, 15× the ungraded price. Even a PSA 9 ($60.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $10.18
- PSA 10
- $150
- PSA 9
- $60.00
- Gem premium
- 15×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $150 | +$115 | +$89.82 | −$10.18 |
| PSA 9 | $60.00 | +$24.82 | −$0.18 | −$100 |
| PSA 8 | $12.75 | −$22.43 | −$47.43 | −$147 |
Net = sale price − $10.18 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $82.50 | +$22.32 |
| 50% | $105 | +$44.82 |
| 75% | $128 | +$67.32 |
Break-even gem rate at the standard fee: about 0%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $195 | best | 55/45 | 70/30 |
| PSA 10 | $150 | −$45.00 | 55/45 | 75/25 |
| CGC 10 | $90.00 | −$105 | 55/45 | 75/25 |
| SGC 10 | $90.00 | −$105 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $150 | $90.00 | $195 | $90.00 | — |
| 9.5 | — | — | — | — | $66.00 |
| 9 | — | — | — | — | $60.00 |
| 8 | — | — | — | — | $12.75 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1994 Stadium Club Bowman's Best cards worth checking
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![John Elway [Black Refractor] #8 1994 Stadium Club Bowman's Best card](https://i.ebayimg.com/images/g/D3sAAeSw5eRqVOvd/s-l500.jpg)
![Troy Aikman [Black Refractor] #13 1994 Stadium Club Bowman's Best card](https://i.ebayimg.com/images/g/qjUAAeSwI6lqEcvB/s-l500.jpg)
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Grading Reggie White [Black Refractor] #3 — FAQ
Is Reggie White [Black Refractor] #3 worth grading?
A PSA 10 Reggie White [Black Refractor] #3 sells for $150 against $10.18 raw: a $140 spread, 15× the ungraded price. Even a PSA 9 ($60.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Reggie White [Black Refractor] #3 worth compared with raw?
A PSA 10 Reggie White [Black Refractor] #3 (Football Cards 1994 Stadium Club Bowman's Best) sells for about $150 versus $10.18 for a raw near-mint copy — a 15× premium as of Jul 11, 2026.
Which grading company is best for Reggie White [Black Refractor] #3?
By resale value, BGS 10 leads at $195, ahead of PSA 10 at $150. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Reggie White [Black Refractor] #3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Reggie White [Black Refractor] #3 break even?
At a standard ~$50 fee, submitting Reggie White [Black Refractor] #3 breaks even when it gems about 0% of the time (a miss assumed to sell at the PSA 9 price of $60.00).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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