Is Stephen Curry [Refractor] #XW-5 worth grading?
Basketball · Basketball Cards 2025 Topps Chrome Xs And Whoas · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Stephen Curry [Refractor] #XW-5 sells for $109 against $10.00 raw: a $98.78 spread, 11× the ungraded price. Even a PSA 9 ($43.90) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $10.00
- PSA 10
- $109
- PSA 9
- $43.90
- Gem premium
- 11×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $109 | +$73.78 | +$48.78 | −$51.22 |
| PSA 9 | $43.90 | +$8.90 | −$16.10 | −$116 |
| PSA 8 | $39.99 | +$4.99 | −$20.01 | −$120 |
Net = sale price − $10.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $60.12 | +$0.12 |
| 50% | $76.34 | +$16.34 |
| 75% | $92.56 | +$32.56 |
Break-even gem rate at the standard fee: about 25%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $141 | best | 55/45 | 70/30 |
| PSA 10 | $109 | −$32.22 | 55/45 | 75/25 |
| CGC 10 | $65.00 | −$76.00 | 55/45 | 75/25 |
| SGC 10 | $65.00 | −$76.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Enter the seller’s asking price to see your net outcome per grade.
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Grading Stephen Curry [Refractor] #XW-5 — FAQ
Is Stephen Curry [Refractor] #XW-5 worth grading?
A PSA 10 Stephen Curry [Refractor] #XW-5 sells for $109 against $10.00 raw: a $98.78 spread, 11× the ungraded price. Even a PSA 9 ($43.90) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Stephen Curry [Refractor] #XW-5 worth compared with raw?
A PSA 10 Stephen Curry [Refractor] #XW-5 (Basketball Cards 2025 Topps Chrome Xs And Whoas) sells for about $109 versus $10.00 for a raw near-mint copy — a 11× premium as of Sep 4, 2026.
Which grading company is best for Stephen Curry [Refractor] #XW-5?
By resale value, BGS 10 leads at $141, ahead of PSA 10 at $109. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry [Refractor] #XW-5 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Stephen Curry [Refractor] #XW-5 break even?
At a standard ~$50 fee, submitting Stephen Curry [Refractor] #XW-5 breaks even when it gems about 25% of the time (a miss assumed to sell at the PSA 9 price of $43.90).
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