Is Stephen Curry [Refractor Gold] #LD-4 worth grading?

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Worth grading — even a PSA 9 beats raw

A PSA 10 Stephen Curry [Refractor Gold] #LD-4 sells for $452 against $100 raw: a $352 spread, 4.5× the ungraded price. Even a PSA 9 ($140) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $100
PSA 10: $452
PSA 9: $140
Gem premium: 4.5×
As of: Sep 4, 2026

Break-even by outcome and fee

Stephen Curry [Refractor Gold] #LD-4: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$452	+$327	+$302	+$202
PSA 9	$140	+$15.00	−$10.00	−$110
PSA 8	$93.86	−$31.14	−$56.14	−$156

Net = sale price − $100 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Stephen Curry [Refractor Gold] #LD-4: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$218	+$68.11
50%	$296	+$146
75%	$374	+$224

Break-even gem rate at the standard fee: about 3%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →

Stephen Curry [Refractor Gold] #LD-4: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$588	best	55/45	70/30
PSA 10	$452	−$136	55/45	75/25
CGC 10	$271	−$317	55/45	75/25
SGC 10	$271	−$317	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Stephen Curry [Refractor Gold] #LD-4 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$452	$271	$588	$271	—
9.5	—	—	—	—	$306
9	—	—	—	—	$140
8	—	—	—	—	$93.86

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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Grading Stephen Curry [Refractor Gold] #LD-4 — FAQ

Is Stephen Curry [Refractor Gold] #LD-4 worth grading?

How much is a PSA 10 Stephen Curry [Refractor Gold] #LD-4 worth compared with raw?

A PSA 10 Stephen Curry [Refractor Gold] #LD-4 (Basketball Cards 2025 Topps Chrome Loading) sells for about $452 versus $100 for a raw near-mint copy — a 4.5× premium as of Sep 4, 2026.

Which grading company is best for Stephen Curry [Refractor Gold] #LD-4?

By resale value, BGS 10 leads at $588, ahead of PSA 10 at $452. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Stephen Curry [Refractor Gold] #LD-4 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Stephen Curry [Refractor Gold] #LD-4 break even?

At a standard ~$50 fee, submitting Stephen Curry [Refractor Gold] #LD-4 breaks even when it gems about 3% of the time (a miss assumed to sell at the PSA 9 price of $140).

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