$Dylan Harper [Refractor] #INS-12 (Basketball Cards 2025 Topps Chrome Instinct) — is it worth grading?$

Is Dylan Harper [Refractor] #INS-12 worth grading?

Basketball · Basketball Cards 2025 Topps Chrome Instinct · full price guide →

Strong grading candidate — 8.5× premium in PSA 10

A PSA 10 Dylan Harper [Refractor] #INS-12 sells for $300 against $35.38 raw: a $265 spread, 8.5× the ungraded price. A PSA 9 ($56.17) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $35.38
PSA 10: $300
PSA 9: $56.17
Gem premium: 8.5×
As of: Sep 4, 2026

Break-even by outcome and fee

Dylan Harper [Refractor] #INS-12: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$300	+$240	+$215	+$115
PSA 9	$56.17	−$4.21	−$29.21	−$129
PSA 8	$20.00	−$40.38	−$65.38	−$165

Net = sale price − $35.38 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Dylan Harper [Refractor] #INS-12: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$117	+$31.75
50%	$178	+$92.71
75%	$239	+$154

Break-even gem rate at the standard fee: about 12%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →

Dylan Harper [Refractor] #INS-12: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$390	best	55/45	70/30
PSA 10	$300	−$90.00	55/45	75/25
CGC 10	$180	−$210	55/45	75/25
SGC 10	$180	−$210	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Dylan Harper [Refractor] #INS-12 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$300	$180	$390	$180	—
9.5	—	—	—	—	$122
9	—	—	—	—	$56.17
8	—	—	—	—	$20.00

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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Grading Dylan Harper [Refractor] #INS-12 — FAQ

Is Dylan Harper [Refractor] #INS-12 worth grading?

How much is a PSA 10 Dylan Harper [Refractor] #INS-12 worth compared with raw?

A PSA 10 Dylan Harper [Refractor] #INS-12 (Basketball Cards 2025 Topps Chrome Instinct) sells for about $300 versus $35.38 for a raw near-mint copy — a 8.5× premium as of Sep 4, 2026.

Which grading company is best for Dylan Harper [Refractor] #INS-12?

By resale value, BGS 10 leads at $390, ahead of PSA 10 at $300. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Dylan Harper [Refractor] #INS-12 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Dylan Harper [Refractor] #INS-12 break even?

At a standard ~$50 fee, submitting Dylan Harper [Refractor] #INS-12 breaks even when it gems about 12% of the time (a miss assumed to sell at the PSA 9 price of $56.17).

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