![Cooper Flagg [Refractor] #INS-11 (Basketball Cards 2025 Topps Chrome Instinct) — is it worth grading?](https://i.ebayimg.com/images/g/QQwAAeSwOKhqX6EG/s-l1600.jpg)
Is Cooper Flagg [Refractor] #INS-11 worth grading?
Basketball · Basketball Cards 2025 Topps Chrome Instinct · full price guide →
Strong grading candidate — 3.6× premium in PSA 10
A PSA 10 Cooper Flagg [Refractor] #INS-11 sells for $273 against $75.00 raw: a $198 spread, 3.6× the ungraded price. A PSA 9 ($72.00) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $75.00
- PSA 10
- $273
- PSA 9
- $72.00
- Gem premium
- 3.6×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $273 | +$173 | +$148 | +$47.50 |
| PSA 9 | $72.00 | −$28.00 | −$53.00 | −$153 |
| PSA 8 | $34.26 | −$65.74 | −$90.74 | −$191 |
Net = sale price − $75.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $122 | −$2.88 |
| 50% | $172 | +$47.25 |
| 75% | $222 | +$97.38 |
Break-even gem rate at the standard fee: about 26%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $354 | best | 55/45 | 70/30 |
| PSA 10 | $273 | −$81.50 | 55/45 | 75/25 |
| CGC 10 | $164 | −$190 | 55/45 | 75/25 |
| SGC 10 | $164 | −$190 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $273 | $164 | $354 | $164 | — |
| 9.5 | — | — | — | — | $96.00 |
| 9 | — | — | — | — | $72.00 |
| 8 | — | — | — | — | $34.26 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome Instinct cards worth checking
Full set checklist →
![Nikola Jokic [Refractor] #INS-1 2025 Topps Chrome Instinct card](https://i.ebayimg.com/images/g/cB8AAeSwALdqTPB-/s-l500.jpg)
Grading Cooper Flagg [Refractor] #INS-11 — FAQ
Is Cooper Flagg [Refractor] #INS-11 worth grading?
A PSA 10 Cooper Flagg [Refractor] #INS-11 sells for $273 against $75.00 raw: a $198 spread, 3.6× the ungraded price. A PSA 9 ($72.00) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Cooper Flagg [Refractor] #INS-11 worth compared with raw?
A PSA 10 Cooper Flagg [Refractor] #INS-11 (Basketball Cards 2025 Topps Chrome Instinct) sells for about $273 versus $75.00 for a raw near-mint copy — a 3.6× premium as of Jul 11, 2026.
Which grading company is best for Cooper Flagg [Refractor] #INS-11?
By resale value, BGS 10 leads at $354, ahead of PSA 10 at $273. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Cooper Flagg [Refractor] #INS-11 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Cooper Flagg [Refractor] #INS-11 break even?
At a standard ~$50 fee, submitting Cooper Flagg [Refractor] #INS-11 breaks even when it gems about 26% of the time (a miss assumed to sell at the PSA 9 price of $72.00).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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