![Jeremiah Fears [Refractor Gold] #INS-17 (Basketball Cards 2025 Topps Chrome Instinct) — is it worth grading?](https://i.ebayimg.com/images/g/k-cAAeSwYLJqGPZs/s-l1600.jpg)
Is Jeremiah Fears [Refractor Gold] #INS-17 worth grading?
Basketball · Basketball Cards 2025 Topps Chrome Instinct · full price guide →
Strong grading candidate — 3.1× premium in PSA 10
A PSA 10 Jeremiah Fears [Refractor Gold] #INS-17 sells for $236 against $74.86 raw: a $161 spread, 3.1× the ungraded price. A PSA 9 ($52.00) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $74.86
- PSA 10
- $236
- PSA 9
- $52.00
- Gem premium
- 3.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $236 | +$136 | +$111 | +$10.67 |
| PSA 9 | $52.00 | −$47.86 | −$72.86 | −$173 |
| PSA 8 | $43.00 | −$56.86 | −$81.86 | −$182 |
Net = sale price − $74.86 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $97.88 | −$26.98 |
| 50% | $144 | +$18.90 |
| 75% | $190 | +$64.79 |
Break-even gem rate at the standard fee: about 40%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $306 | best | 55/45 | 70/30 |
| PSA 10 | $236 | −$70.47 | 55/45 | 75/25 |
| CGC 10 | $141 | −$165 | 55/45 | 75/25 |
| SGC 10 | $141 | −$165 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Jeremiah Fears [Refractor Gold] #INS-17 — FAQ
Is Jeremiah Fears [Refractor Gold] #INS-17 worth grading?
A PSA 10 Jeremiah Fears [Refractor Gold] #INS-17 sells for $236 against $74.86 raw: a $161 spread, 3.1× the ungraded price. A PSA 9 ($52.00) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jeremiah Fears [Refractor Gold] #INS-17 worth compared with raw?
A PSA 10 Jeremiah Fears [Refractor Gold] #INS-17 (Basketball Cards 2025 Topps Chrome Instinct) sells for about $236 versus $74.86 for a raw near-mint copy — a 3.1× premium as of Sep 4, 2026.
Which grading company is best for Jeremiah Fears [Refractor Gold] #INS-17?
By resale value, BGS 10 leads at $306, ahead of PSA 10 at $236. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jeremiah Fears [Refractor Gold] #INS-17 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Jeremiah Fears [Refractor Gold] #INS-17 break even?
At a standard ~$50 fee, submitting Jeremiah Fears [Refractor Gold] #INS-17 breaks even when it gems about 40% of the time (a miss assumed to sell at the PSA 9 price of $52.00).
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