Is Ace Bailey [Refractor] #INS-15 worth grading?
Basketball · Basketball Cards 2025 Topps Chrome Instinct · full price guide →
Strong grading candidate — 9.1× premium in PSA 10
A PSA 10 Ace Bailey [Refractor] #INS-15 sells for $59.87 against $6.55 raw: a $53.32 spread, 9.1× the ungraded price. A PSA 9 ($20.14) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $6.55
- PSA 10
- $59.87
- PSA 9
- $20.14
- Gem premium
- 9.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $59.87 | +$28.32 | +$3.32 | −$96.68 |
| PSA 9 | $20.14 | −$11.41 | −$36.41 | −$136 |
| PSA 8 | $8.79 | −$22.76 | −$47.76 | −$148 |
Net = sale price − $6.55 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $30.07 | −$26.48 |
| 50% | $40.00 | −$16.55 |
| 75% | $49.94 | −$6.61 |
Break-even gem rate at the standard fee: about 92%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $78.00 | best | 55/45 | 70/30 |
| PSA 10 | $59.87 | −$18.13 | 55/45 | 75/25 |
| CGC 10 | $36.00 | −$42.00 | 55/45 | 75/25 |
| SGC 10 | $36.00 | −$42.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
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Grading Ace Bailey [Refractor] #INS-15 — FAQ
Is Ace Bailey [Refractor] #INS-15 worth grading?
A PSA 10 Ace Bailey [Refractor] #INS-15 sells for $59.87 against $6.55 raw: a $53.32 spread, 9.1× the ungraded price. A PSA 9 ($20.14) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Ace Bailey [Refractor] #INS-15 worth compared with raw?
A PSA 10 Ace Bailey [Refractor] #INS-15 (Basketball Cards 2025 Topps Chrome Instinct) sells for about $59.87 versus $6.55 for a raw near-mint copy — a 9.1× premium as of Sep 4, 2026.
Which grading company is best for Ace Bailey [Refractor] #INS-15?
By resale value, BGS 10 leads at $78.00, ahead of PSA 10 at $59.87. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Ace Bailey [Refractor] #INS-15 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Ace Bailey [Refractor] #INS-15 break even?
At a standard ~$50 fee, submitting Ace Bailey [Refractor] #INS-15 breaks even when it gems about 92% of the time (a miss assumed to sell at the PSA 9 price of $20.14).
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