![Tracy McGrady [Refractor Gold] #TCA-TM (Basketball Cards 2025 Topps Chrome Autograph) — is it worth grading?](https://i.ebayimg.com/images/g/wdwAAeSwSRNqQUlQ/s-l1600.jpg)
Is Tracy McGrady [Refractor Gold] #TCA-TM worth grading?
Basketball · Basketball Cards 2025 Topps Chrome Autograph · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tracy McGrady [Refractor Gold] #TCA-TM sells for $1,509 against $349 raw: a $1,160 spread, 4.3× the ungraded price. Even a PSA 9 ($542) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $349
- PSA 10
- $1,509
- PSA 9
- $542
- Gem premium
- 4.3×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,509 | +$1,135 | +$1,110 | +$1,010 |
| PSA 9 | $542 | +$168 | +$143 | +$43.23 |
| PSA 8 | $315 | −$58.42 | −$83.42 | −$183 |
Net = sale price − $349 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $784 | +$385 |
| 50% | $1,025 | +$627 |
| 75% | $1,267 | +$868 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,962 | best | 55/45 | 70/30 |
| PSA 10 | $1,509 | −$453 | 55/45 | 75/25 |
| CGC 10 | $905 | −$1,057 | 55/45 | 75/25 |
| SGC 10 | $905 | −$1,057 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome Autograph cards worth checking
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![Victor Wembanyama [Refractor Purple] #TCA-VW 2025 Topps Chrome Autograph card](https://i.ebayimg.com/images/g/ODgAAeSwNF5qFFOv/s-l500.jpg)
Grading Tracy McGrady [Refractor Gold] #TCA-TM — FAQ
Is Tracy McGrady [Refractor Gold] #TCA-TM worth grading?
A PSA 10 Tracy McGrady [Refractor Gold] #TCA-TM sells for $1,509 against $349 raw: a $1,160 spread, 4.3× the ungraded price. Even a PSA 9 ($542) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tracy McGrady [Refractor Gold] #TCA-TM worth compared with raw?
A PSA 10 Tracy McGrady [Refractor Gold] #TCA-TM (Basketball Cards 2025 Topps Chrome Autograph) sells for about $1,509 versus $349 for a raw near-mint copy — a 4.3× premium as of Sep 3, 2026.
Which grading company is best for Tracy McGrady [Refractor Gold] #TCA-TM?
By resale value, BGS 10 leads at $1,962, ahead of PSA 10 at $1,509. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tracy McGrady [Refractor Gold] #TCA-TM need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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