Is Stephen Curry [Refractor] #201 worth grading?
Basketball · Basketball Cards 2025 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Stephen Curry [Refractor] #201 sells for $300 against $13.38 raw: a $287 spread, 22× the ungraded price. Even a PSA 9 ($45.56) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $13.38
- PSA 10
- $300
- PSA 9
- $45.56
- Gem premium
- 22×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $300 | +$262 | +$237 | +$137 |
| PSA 9 | $45.56 | +$7.18 | −$17.82 | −$118 |
| PSA 8 | $19.75 | −$18.63 | −$43.63 | −$144 |
Net = sale price − $13.38 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $109 | +$45.79 |
| 50% | $173 | +$109 |
| 75% | $236 | +$173 |
Break-even gem rate at the standard fee: about 7%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $390 | best | 55/45 | 70/30 |
| PSA 10 | $300 | −$90.00 | 55/45 | 75/25 |
| SGC 10 | $180 | −$210 | 55/45 | 75/25 |
| CGC 10 | $20.50 | −$370 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $300 | $20.50 | $390 | $180 | — |
| 9.5 | — | — | — | — | $91.09 |
| 9 | — | — | — | — | $45.56 |
| 8 | — | — | — | — | $19.75 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome cards worth checking
Full set checklist →![Stephen Curry [Black Basketball Refractor] #201 2025 Topps Chrome card](https://i.ebayimg.com/images/g/33YAAeSwgN9qUTph/s-l500.jpg)
Grading Stephen Curry [Refractor] #201 — FAQ
Is Stephen Curry [Refractor] #201 worth grading?
A PSA 10 Stephen Curry [Refractor] #201 sells for $300 against $13.38 raw: a $287 spread, 22× the ungraded price. Even a PSA 9 ($45.56) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Stephen Curry [Refractor] #201 worth compared with raw?
A PSA 10 Stephen Curry [Refractor] #201 (Basketball Cards 2025 Topps Chrome) sells for about $300 versus $13.38 for a raw near-mint copy — a 22× premium as of Jul 11, 2026.
Which grading company is best for Stephen Curry [Refractor] #201?
By resale value, BGS 10 leads at $390, ahead of PSA 10 at $300. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry [Refractor] #201 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Stephen Curry [Refractor] #201 break even?
At a standard ~$50 fee, submitting Stephen Curry [Refractor] #201 breaks even when it gems about 7% of the time (a miss assumed to sell at the PSA 9 price of $45.56).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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