Is Carolina Panthers #261 worth grading?
Football · Football Cards 1994 Playoff · full price guide →
Strong grading candidate — 47× premium in PSA 10
A PSA 10 Carolina Panthers #261 sells for $99.15 against $2.11 raw: a $97.04 spread, 47× the ungraded price. A PSA 9 ($21.57) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.11
- PSA 10
- $99.15
- PSA 9
- $21.57
- Gem premium
- 47×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $99.15 | +$72.04 | +$47.04 | −$52.96 |
| PSA 9 | $21.57 | −$5.54 | −$30.54 | −$131 |
| PSA 8 | $10.41 | −$16.70 | −$41.70 | −$142 |
Net = sale price − $2.11 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $40.97 | −$11.14 |
| 50% | $60.36 | +$8.25 |
| 75% | $79.76 | +$27.65 |
Break-even gem rate at the standard fee: about 39%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $129 | best | 55/45 | 70/30 |
| PSA 10 | $99.15 | −$29.85 | 55/45 | 75/25 |
| CGC 10 | $59.00 | −$70.00 | 55/45 | 75/25 |
| SGC 10 | $59.00 | −$70.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $99.15 | $59.00 | $129 | $59.00 | — |
| 9.5 | — | — | — | — | $38.76 |
| 9 | — | — | — | — | $21.57 |
| 8 | — | — | — | — | $10.41 |
| 7 | — | — | — | — | $9.95 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1994 Playoff cards worth checking
Full set checklist →
Grading Carolina Panthers #261 — FAQ
Is Carolina Panthers #261 worth grading?
A PSA 10 Carolina Panthers #261 sells for $99.15 against $2.11 raw: a $97.04 spread, 47× the ungraded price. A PSA 9 ($21.57) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Carolina Panthers #261 worth compared with raw?
A PSA 10 Carolina Panthers #261 (Football Cards 1994 Playoff) sells for about $99.15 versus $2.11 for a raw near-mint copy — a 47× premium as of Jul 11, 2026.
Which grading company is best for Carolina Panthers #261?
By resale value, BGS 10 leads at $129, ahead of PSA 10 at $99.15. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Carolina Panthers #261 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Carolina Panthers #261 break even?
At a standard ~$50 fee, submitting Carolina Panthers #261 breaks even when it gems about 39% of the time (a miss assumed to sell at the PSA 9 price of $21.57).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free