Is Joe Montana [Silver Letters] #2 worth grading?
Football · Football Cards 1994 Collector's Edge FX · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Joe Montana [Silver Letters] #2 sell for $12.00, only $10.06 above the $1.94 raw price — less than an economy-tier grading fee. A PSA 9 ($10.48) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $1.94
- Grade 9.5
- $12.00
- PSA 9
- $10.48
- Gem premium
- 6.2×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $12.00 | −$14.94 | −$39.94 | −$140 |
| PSA 9 | $10.48 | −$16.46 | −$41.46 | −$141 |
Net = sale price − $1.94 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $10.86 | −$41.08 |
| 50% | $11.24 | −$40.70 |
| 75% | $11.62 | −$40.32 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Other 1994 Collector's Edge FX cards worth checking
Full set checklist →Grading Joe Montana [Silver Letters] #2 — FAQ
Is Joe Montana [Silver Letters] #2 worth grading?
Grade 9.5 copies of Joe Montana [Silver Letters] #2 sell for $12.00, only $10.06 above the $1.94 raw price — less than an economy-tier grading fee. A PSA 9 ($10.48) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
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