![Joe Montana [Signature] #22 (Football Cards 2025 Panini Rookies & Stars) — is it worth grading?](https://i.ebayimg.com/images/g/mP4AAeSwwMBqLHgt/s-l1600.jpg)
Is Joe Montana [Signature] #22 worth grading?
Football · Football Cards 2025 Panini Rookies & Stars · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Joe Montana [Signature] #22 sells for $430 against $89.97 raw: a $340 spread, 4.8× the ungraded price. Even a PSA 9 ($151) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $89.97
- PSA 10
- $430
- PSA 9
- $151
- Gem premium
- 4.8×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $430 | +$315 | +$290 | +$190 |
| PSA 9 | $151 | +$36.32 | +$11.32 | −$88.68 |
| PSA 8 | $86.85 | −$28.12 | −$53.12 | −$153 |
Net = sale price − $89.97 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $221 | +$80.88 |
| 50% | $290 | +$150 |
| 75% | $360 | +$220 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $558 | best | 55/45 | 70/30 |
| PSA 10 | $430 | −$128 | 55/45 | 75/25 |
| CGC 10 | $258 | −$300 | 55/45 | 75/25 |
| SGC 10 | $258 | −$300 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $430 | $258 | $558 | $258 | — |
| 9.5 | — | — | — | — | $287 |
| 9 | — | — | — | — | $151 |
| 8 | — | — | — | — | $86.85 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Panini Rookies & Stars cards worth checking
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![George Kittle [Signature True Blue] #21 2025 Panini Rookies & Stars card](https://i.ebayimg.com/images/g/bBIAAeSwdi1qNA-W/s-l500.jpg)
![Trevor Lawrence [Signature] #84 2025 Panini Rookies & Stars card](https://i.ebayimg.com/images/g/mpEAAeSwhtJqStRR/s-l500.jpg)
![Justin Jefferson [Signature] #75 2025 Panini Rookies & Stars card](https://i.ebayimg.com/images/g/GDIAAeSw4NdqWZXc/s-l500.jpg)
Grading Joe Montana [Signature] #22 — FAQ
Is Joe Montana [Signature] #22 worth grading?
A PSA 10 Joe Montana [Signature] #22 sells for $430 against $89.97 raw: a $340 spread, 4.8× the ungraded price. Even a PSA 9 ($151) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana [Signature] #22 worth compared with raw?
A PSA 10 Joe Montana [Signature] #22 (Football Cards 2025 Panini Rookies & Stars) sells for about $430 versus $89.97 for a raw near-mint copy — a 4.8× premium as of Jul 11, 2026.
Which grading company is best for Joe Montana [Signature] #22?
By resale value, BGS 10 leads at $558, ahead of PSA 10 at $430. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana [Signature] #22 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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