![Joe Montana [Gold] #340 (Football Cards 1993 Topps) — is it worth grading?](https://i.ebayimg.com/images/g/nJkAAeSw~ZZpra6z/s-l1600.jpg)
Is Joe Montana [Gold] #340 worth grading?
Football · Football Cards 1993 Topps · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Joe Montana [Gold] #340 sells for $70.53 against $3.24 raw: a $67.29 spread, 22× the ungraded price. Even a PSA 9 ($36.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.24
- PSA 10
- $70.53
- PSA 9
- $36.50
- Gem premium
- 22×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $70.53 | +$42.29 | +$17.29 | −$82.71 |
| PSA 9 | $36.50 | +$8.26 | −$16.74 | −$117 |
| PSA 8 | $8.11 | −$20.13 | −$45.13 | −$145 |
Net = sale price − $3.24 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $45.01 | −$8.23 |
| 50% | $53.52 | +$0.27 |
| 75% | $62.02 | +$8.78 |
Break-even gem rate at the standard fee: about 49%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $92.00 | best | 55/45 | 70/30 |
| PSA 10 | $70.53 | −$21.47 | 55/45 | 75/25 |
| CGC 10 | $42.00 | −$50.00 | 55/45 | 75/25 |
| SGC 10 | $42.00 | −$50.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $70.53 | $42.00 | $92.00 | $42.00 | — |
| 9.5 | — | — | — | — | $40.00 |
| 9 | — | — | — | — | $36.50 |
| 8 | — | — | — | — | $8.11 |
| 7 | — | — | — | — | $6.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1993 Topps cards worth checking
Full set checklist →Grading Joe Montana [Gold] #340 — FAQ
Is Joe Montana [Gold] #340 worth grading?
A PSA 10 Joe Montana [Gold] #340 sells for $70.53 against $3.24 raw: a $67.29 spread, 22× the ungraded price. Even a PSA 9 ($36.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana [Gold] #340 worth compared with raw?
A PSA 10 Joe Montana [Gold] #340 (Football Cards 1993 Topps) sells for about $70.53 versus $3.24 for a raw near-mint copy — a 22× premium as of Jul 11, 2026.
Which grading company is best for Joe Montana [Gold] #340?
By resale value, BGS 10 leads at $92.00, ahead of PSA 10 at $70.53. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana [Gold] #340 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Joe Montana [Gold] #340 break even?
At a standard ~$50 fee, submitting Joe Montana [Gold] #340 breaks even when it gems about 49% of the time (a miss assumed to sell at the PSA 9 price of $36.50).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free![Dan Marino [Gold] #290 1993 Topps card](https://i.ebayimg.com/images/g/UosAAeSwtOZqN0kb/s-l500.jpg)

![Drew Bledsoe [Gold] #130 1993 Topps card](https://i.ebayimg.com/images/g/4KIAAeSwFNhqPgA3/s-l500.jpg)
![Drew Bledsoe [Gold] #400 1993 Topps card](https://i.ebayimg.com/images/g/l7kAAeSwoaFqRvdv/s-l500.jpg)
![John Elway [Gold] #100 1993 Topps card](https://i.ebayimg.com/images/g/MW4AAeSw2rlp82CB/s-l500.jpg)