Is Zebby Matthews [Gold Refractor] #CRDA-ZM worth grading?
Baseball · Baseball Cards 2025 Topps Chrome Update Rookie Debut Autograph · full price guide →
Strong grading candidate — 5.7× premium in PSA 10
A PSA 10 Zebby Matthews [Gold Refractor] #CRDA-ZM sells for $110 against $19.49 raw: a $90.85 spread, 5.7× the ungraded price. A PSA 9 ($38.93) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $19.49
- PSA 10
- $110
- PSA 9
- $38.93
- Gem premium
- 5.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $110 | +$65.85 | +$40.85 | −$59.15 |
| PSA 9 | $38.93 | −$5.56 | −$30.56 | −$131 |
| PSA 8 | $21.88 | −$22.61 | −$47.61 | −$148 |
Net = sale price − $19.49 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $56.78 | −$12.71 |
| 50% | $74.64 | +$5.15 |
| 75% | $92.49 | +$23.00 |
Break-even gem rate at the standard fee: about 43%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $143 | best | 55/45 | 70/30 |
| PSA 10 | $110 | −$32.66 | 55/45 | 75/25 |
| CGC 10 | $66.00 | −$77.00 | 55/45 | 75/25 |
| SGC 10 | $66.00 | −$77.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome Update Rookie Debut Autograph cards worth checking
Full set checklist →
![Ben Rice [Blue Refractor] #CRDA-BR 2025 Topps Chrome Update Rookie Debut Autograph card](https://i.ebayimg.com/images/g/gX8AAeSwpr5qpZD7/s-l500.jpg)
Grading Zebby Matthews [Gold Refractor] #CRDA-ZM — FAQ
Is Zebby Matthews [Gold Refractor] #CRDA-ZM worth grading?
A PSA 10 Zebby Matthews [Gold Refractor] #CRDA-ZM sells for $110 against $19.49 raw: a $90.85 spread, 5.7× the ungraded price. A PSA 9 ($38.93) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Zebby Matthews [Gold Refractor] #CRDA-ZM worth compared with raw?
A PSA 10 Zebby Matthews [Gold Refractor] #CRDA-ZM (Baseball Cards 2025 Topps Chrome Update Rookie Debut Autograph) sells for about $110 versus $19.49 for a raw near-mint copy — a 5.7× premium as of Sep 4, 2026.
Which grading company is best for Zebby Matthews [Gold Refractor] #CRDA-ZM?
By resale value, BGS 10 leads at $143, ahead of PSA 10 at $110. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Zebby Matthews [Gold Refractor] #CRDA-ZM need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Zebby Matthews [Gold Refractor] #CRDA-ZM break even?
At a standard ~$50 fee, submitting Zebby Matthews [Gold Refractor] #CRDA-ZM breaks even when it gems about 43% of the time (a miss assumed to sell at the PSA 9 price of $38.93).
Best on iPhone & Android
Check your baseball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
