![Joe Montana [First Day Issue] #440 (Football Cards 1993 Stadium Club) — is it worth grading?](https://i.ebayimg.com/images/g/1WwAAOSw3S1lZUUi/s-l1600.jpg)
Is Joe Montana [First Day Issue] #440 worth grading?
Football · Football Cards 1993 Stadium Club · full price guide →
Strong grading candidate — 4.0× premium in PSA 10
A PSA 10 Joe Montana [First Day Issue] #440 sells for $114 against $28.05 raw: a $85.45 spread, 4.0× the ungraded price. A PSA 9 ($21.69) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $28.05
- PSA 10
- $114
- PSA 9
- $21.69
- Gem premium
- 4.0×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $114 | +$60.45 | +$35.45 | −$64.55 |
| PSA 9 | $21.69 | −$31.36 | −$56.36 | −$156 |
Net = sale price − $28.05 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $44.64 | −$33.41 |
| 50% | $67.59 | −$10.45 |
| 75% | $90.55 | +$12.50 |
Break-even gem rate at the standard fee: about 61%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $148 | best | 55/45 | 70/30 |
| PSA 10 | $114 | −$34.50 | 55/45 | 75/25 |
| CGC 10 | $68.00 | −$80.00 | 55/45 | 75/25 |
| SGC 10 | $68.00 | −$80.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $114 | $68.00 | $148 | $68.00 | — |
| 9.5 | — | — | — | — | $24.00 |
| 9 | — | — | — | — | $21.69 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1993 Stadium Club cards worth checking
Full set checklist →![Jerome Bettis [Members Only] #108 1993 Stadium Club card](https://i.ebayimg.com/images/g/DqkAAeSwC9NqTGgQ/s-l500.jpg)
![Dan Marino [First Day Issue] #246 1993 Stadium Club card](https://i.ebayimg.com/images/g/2xsAAOSw97RkvJbt/s-l500.jpg)
![Drew Bledsoe [First Day Issue] #504 1993 Stadium Club card](https://i.ebayimg.com/images/g/x6kAAeSwU61pvZht/s-l500.jpg)
![Emmitt Smith [First Day Issue] #85 1993 Stadium Club card](https://i.ebayimg.com/images/g/3SgAAeSwtHRo0gNZ/s-l500.jpg)
Grading Joe Montana [First Day Issue] #440 — FAQ
Is Joe Montana [First Day Issue] #440 worth grading?
A PSA 10 Joe Montana [First Day Issue] #440 sells for $114 against $28.05 raw: a $85.45 spread, 4.0× the ungraded price. A PSA 9 ($21.69) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana [First Day Issue] #440 worth compared with raw?
A PSA 10 Joe Montana [First Day Issue] #440 (Football Cards 1993 Stadium Club) sells for about $114 versus $28.05 for a raw near-mint copy — a 4.0× premium as of Jul 11, 2026.
Which grading company is best for Joe Montana [First Day Issue] #440?
By resale value, BGS 10 leads at $148, ahead of PSA 10 at $114. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana [First Day Issue] #440 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Joe Montana [First Day Issue] #440 break even?
At a standard ~$50 fee, submitting Joe Montana [First Day Issue] #440 breaks even when it gems about 61% of the time (a miss assumed to sell at the PSA 9 price of $21.69).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free