Is Fernando Mendoza [Refractor] #16 worth grading?
Football · Football Cards 2025 Bowman Best University · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Fernando Mendoza [Refractor] #16 sells for $350 against $27.00 raw: a $323 spread, 13× the ungraded price. Even a PSA 9 ($79.40) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $27.00
- PSA 10
- $350
- PSA 9
- $79.40
- Gem premium
- 13×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $350 | +$298 | +$273 | +$173 |
| PSA 9 | $79.40 | +$27.40 | +$2.40 | −$97.60 |
| PSA 8 | $26.00 | −$26.00 | −$51.00 | −$151 |
Net = sale price − $27.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $147 | +$70.05 |
| 50% | $215 | +$138 |
| 75% | $282 | +$205 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $455 | best | 55/45 | 70/30 |
| PSA 10 | $350 | −$105 | 55/45 | 75/25 |
| CGC 10 | $210 | −$245 | 55/45 | 75/25 |
| SGC 10 | $210 | −$245 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Full set checklist →Grading Fernando Mendoza [Refractor] #16 — FAQ
Is Fernando Mendoza [Refractor] #16 worth grading?
A PSA 10 Fernando Mendoza [Refractor] #16 sells for $350 against $27.00 raw: a $323 spread, 13× the ungraded price. Even a PSA 9 ($79.40) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Fernando Mendoza [Refractor] #16 worth compared with raw?
A PSA 10 Fernando Mendoza [Refractor] #16 (Football Cards 2025 Bowman Best University) sells for about $350 versus $27.00 for a raw near-mint copy — a 13× premium as of Sep 4, 2026.
Which grading company is best for Fernando Mendoza [Refractor] #16?
By resale value, BGS 10 leads at $455, ahead of PSA 10 at $350. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Fernando Mendoza [Refractor] #16 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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