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Joe Montana #109 (Football Cards 1993 Collector's Edge) — is it worth grading?

Is Joe Montana #109 worth grading?

Football · Football Cards 1993 Collector's Edge · full price guide →

Grading rarely pays for this card

PSA 10 copies of Joe Montana #109 sell for $24.99, only $23.24 above the $1.75 raw price — less than an economy-tier grading fee. A PSA 9 ($11.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$1.75
PSA 10
$24.99
PSA 9
$11.00
Gem premium
14×
As of
Jul 11, 2026

Break-even by outcome and fee

Joe Montana #109: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$24.99−$1.76−$26.76−$127
PSA 9$11.00−$15.75−$40.75−$141
PSA 8$9.98−$16.77−$41.77−$142

Net = sale price − $1.75 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Joe Montana #109: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$14.50−$37.25
50%$17.99−$33.76
75%$21.49−$30.26

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Joe Montana #109: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$32.00best55/4570/30
PSA 10$24.99−$7.0155/4575/25
CGC 10$15.00−$17.0055/4575/25
SGC 10$11.49−$20.5155/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Joe Montana #109 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$24.99$15.00$32.00$11.49
9.5$24.00
9$11.00
8$9.98

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1993 Collector's Edge cards worth checking

Full set checklist

Grading Joe Montana #109 — FAQ

Is Joe Montana #109 worth grading?

PSA 10 copies of Joe Montana #109 sell for $24.99, only $23.24 above the $1.75 raw price — less than an economy-tier grading fee. A PSA 9 ($11.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

How much is a PSA 10 Joe Montana #109 worth compared with raw?

A PSA 10 Joe Montana #109 (Football Cards 1993 Collector's Edge) sells for about $24.99 versus $1.75 for a raw near-mint copy — a 14× premium as of Jul 11, 2026.

Which grading company is best for Joe Montana #109?

By resale value, BGS 10 leads at $32.00, ahead of PSA 10 at $24.99. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Joe Montana #109 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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