![Michael Schumacher [75th Anniversary Refractor] #FI-7 (Racing Cards 2025 Topps Chrome Formula 1 Floor It) — is it worth grading?](https://i.ebayimg.com/images/g/IPQAAeSw99NpqOJt/s-l1600.jpg)
Is Michael Schumacher [75th Anniversary Refractor] #FI-7 worth grading?
Racing · Racing Cards 2025 Topps Chrome Formula 1 Floor It · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Michael Schumacher [75th Anniversary Refractor] #FI-7 sells for $408 against $89.88 raw: a $318 spread, 4.5× the ungraded price. Even a PSA 9 ($147) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $89.88
- PSA 10
- $408
- PSA 9
- $147
- Gem premium
- 4.5×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $408 | +$293 | +$268 | +$168 |
| PSA 9 | $147 | +$31.66 | +$6.66 | −$93.34 |
| PSA 8 | $84.79 | −$30.09 | −$55.09 | −$155 |
Net = sale price − $89.88 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $212 | +$72.01 |
| 50% | $277 | +$137 |
| 75% | $343 | +$203 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $530 | best | 55/45 | 70/30 |
| PSA 10 | $408 | −$122 | 55/45 | 75/25 |
| CGC 10 | $245 | −$285 | 55/45 | 75/25 |
| SGC 10 | $245 | −$285 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $408 | $245 | $530 | $245 | — |
| 9.5 | — | — | — | — | $277 |
| 9 | — | — | — | — | $147 |
| 8 | — | — | — | — | $84.79 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Michael Schumacher [75th Anniversary Refractor] #FI-7 — FAQ
Is Michael Schumacher [75th Anniversary Refractor] #FI-7 worth grading?
A PSA 10 Michael Schumacher [75th Anniversary Refractor] #FI-7 sells for $408 against $89.88 raw: a $318 spread, 4.5× the ungraded price. Even a PSA 9 ($147) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Schumacher [75th Anniversary Refractor] #FI-7 worth compared with raw?
A PSA 10 Michael Schumacher [75th Anniversary Refractor] #FI-7 (Racing Cards 2025 Topps Chrome Formula 1 Floor It) sells for about $408 versus $89.88 for a raw near-mint copy — a 4.5× premium as of Aug 16, 2026.
Which grading company is best for Michael Schumacher [75th Anniversary Refractor] #FI-7?
By resale value, BGS 10 leads at $530, ahead of PSA 10 at $408. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Schumacher [75th Anniversary Refractor] #FI-7 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your racing card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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