Is Joe Montana #1 worth grading?
Football · Football Cards 1990 Topps Tiffany · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Joe Montana #1 sells for $150 against $11.68 raw: a $138 spread, 13× the ungraded price. Even a PSA 9 ($46.66) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $11.68
- PSA 10
- $150
- PSA 9
- $46.66
- Gem premium
- 13×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $150 | +$113 | +$88.31 | −$11.69 |
| PSA 9 | $46.66 | +$9.98 | −$15.02 | −$115 |
| PSA 8 | $26.00 | −$10.68 | −$35.68 | −$136 |
Net = sale price − $11.68 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $72.49 | +$10.81 |
| 50% | $98.33 | +$36.65 |
| 75% | $124 | +$62.48 |
Break-even gem rate at the standard fee: about 15%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $195 | best | 55/45 | 70/30 |
| PSA 10 | $150 | −$45.01 | 55/45 | 75/25 |
| SGC 10 | $90.00 | −$105 | 55/45 | 75/25 |
| CGC 10 | $55.00 | −$140 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1990 Topps Tiffany cards worth checking
Full set checklist →
Grading Joe Montana #1 — FAQ
Is Joe Montana #1 worth grading?
A PSA 10 Joe Montana #1 sells for $150 against $11.68 raw: a $138 spread, 13× the ungraded price. Even a PSA 9 ($46.66) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana #1 worth compared with raw?
A PSA 10 Joe Montana #1 (Football Cards 1990 Topps Tiffany) sells for about $150 versus $11.68 for a raw near-mint copy — a 13× premium as of Sep 4, 2026.
Which grading company is best for Joe Montana #1?
By resale value, BGS 10 leads at $195, ahead of PSA 10 at $150. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana #1 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Joe Montana #1 break even?
At a standard ~$50 fee, submitting Joe Montana #1 breaks even when it gems about 15% of the time (a miss assumed to sell at the PSA 9 price of $46.66).
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
