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Is Charles Oliveira [Refractor] #FMS-CO worth grading?

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Worth grading — even a PSA 9 beats raw

A PSA 10 Charles Oliveira [Refractor] #FMS-CO sells for $431 against $96.57 raw: a $334 spread, 4.5× the ungraded price. Even a PSA 9 ($156) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$96.57
PSA 10
$431
PSA 9
$156
Gem premium
4.5×
As of
Sep 4, 2026

Break-even by outcome and fee

Charles Oliveira [Refractor] #FMS-CO: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$431+$309+$284+$184
PSA 9$156+$34.29+$9.29−$90.71
PSA 8$90.48−$31.09−$56.09−$156

Net = sale price − $96.57 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Charles Oliveira [Refractor] #FMS-CO: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$225+$78.02
50%$293+$147
75%$362+$215

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →
Charles Oliveira [Refractor] #FMS-CO: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$560best55/4570/30
PSA 10$431−$12955/4575/25
CGC 10$258−$30255/4575/25
SGC 10$258−$30255/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Charles Oliveira [Refractor] #FMS-CO graded prices by company and grade
GradePSACGCBGSSGCGraded
10$431$258$560$258—
9.5————$294
9————$156
8————$90.48

Swipe the table for the other grading companies →

Run your own numbers

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Other 2025 Topps Finest UFC Finest Moments Signature cards worth checking

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Grading Charles Oliveira [Refractor] #FMS-CO — FAQ

Is Charles Oliveira [Refractor] #FMS-CO worth grading?

A PSA 10 Charles Oliveira [Refractor] #FMS-CO sells for $431 against $96.57 raw: a $334 spread, 4.5× the ungraded price. Even a PSA 9 ($156) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Charles Oliveira [Refractor] #FMS-CO worth compared with raw?

A PSA 10 Charles Oliveira [Refractor] #FMS-CO (Ufc Cards 2025 Topps Finest UFC Finest Moments Signature) sells for about $431 versus $96.57 for a raw near-mint copy — a 4.5× premium as of Sep 4, 2026.

Which grading company is best for Charles Oliveira [Refractor] #FMS-CO?

By resale value, BGS 10 leads at $560, ahead of PSA 10 at $431. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Charles Oliveira [Refractor] #FMS-CO need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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