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Phil Simms #10 (Football Cards 1987 Topps) — is it worth grading?

Is Phil Simms #10 worth grading?

Football · Football Cards 1987 Topps · full price guide →

Strong grading candidate — 56× premium in PSA 10

A PSA 10 Phil Simms #10 sells for $57.00 against $1.01 raw: a $55.99 spread, 56× the ungraded price. A PSA 9 ($11.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.01
PSA 10
$57.00
PSA 9
$11.00
Gem premium
56×
As of
Jul 11, 2026

Break-even by outcome and fee

Phil Simms #10: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$57.00+$30.99+$5.99−$94.01
PSA 9$11.00−$15.01−$40.01−$140
PSA 8$10.00−$16.01−$41.01−$141

Net = sale price − $1.01 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Phil Simms #10: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$22.50−$28.51
50%$34.00−$17.01
75%$45.50−$5.51

Break-even gem rate at the standard fee: about 87%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Phil Simms #10: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$74.00best55/4570/30
PSA 10$57.00−$17.0055/4575/25
CGC 10$34.00−$40.0055/4575/25
SGC 10$34.00−$40.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Phil Simms #10 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$57.00$34.00$74.00$34.00
9.5$13.50
9$11.00
8$10.00
7$8.50

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1987 Topps cards worth checking

Full set checklist

Grading Phil Simms #10 — FAQ

Is Phil Simms #10 worth grading?

A PSA 10 Phil Simms #10 sells for $57.00 against $1.01 raw: a $55.99 spread, 56× the ungraded price. A PSA 9 ($11.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Phil Simms #10 worth compared with raw?

A PSA 10 Phil Simms #10 (Football Cards 1987 Topps) sells for about $57.00 versus $1.01 for a raw near-mint copy — a 56× premium as of Jul 11, 2026.

Which grading company is best for Phil Simms #10?

By resale value, BGS 10 leads at $74.00, ahead of PSA 10 at $57.00. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Phil Simms #10 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Phil Simms #10 break even?

At a standard ~$50 fee, submitting Phil Simms #10 breaks even when it gems about 87% of the time (a miss assumed to sell at the PSA 9 price of $11.00).

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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