Midpoint - Card Centering Tool

Is Gerald Willhite #246 worth grading?

Football · Football Cards 1985 Topps · full price guide →

Strong grading candidate — 35× premium in PSA 10

A PSA 10 Gerald Willhite #246 sells for $58.50 against $1.69 raw: a $56.81 spread, 35× the ungraded price. A PSA 9 ($24.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.69
PSA 10
$58.50
PSA 9
$24.99
Gem premium
35×
As of
Jul 11, 2026

Break-even by outcome and fee

Gerald Willhite #246: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$58.50+$31.81+$6.81−$93.19
PSA 9$24.99−$1.70−$26.70−$127
PSA 8$8.76−$17.93−$42.93−$143

Net = sale price − $1.69 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Gerald Willhite #246: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$33.37−$18.32
50%$41.74−$9.95
75%$50.12−$1.57

Break-even gem rate at the standard fee: about 80%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Gerald Willhite #246: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$76.00best55/4570/30
PSA 10$58.50−$17.5055/4575/25
CGC 10$35.00−$41.0055/4575/25
SGC 10$35.00−$41.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Gerald Willhite #246 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$58.50$35.00$76.00$35.00
9.5$27.00
9$24.99
8$8.76

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1985 Topps cards worth checking

Full set checklist

Grading Gerald Willhite #246 — FAQ

Is Gerald Willhite #246 worth grading?

A PSA 10 Gerald Willhite #246 sells for $58.50 against $1.69 raw: a $56.81 spread, 35× the ungraded price. A PSA 9 ($24.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Gerald Willhite #246 worth compared with raw?

A PSA 10 Gerald Willhite #246 (Football Cards 1985 Topps) sells for about $58.50 versus $1.69 for a raw near-mint copy — a 35× premium as of Jul 11, 2026.

Which grading company is best for Gerald Willhite #246?

By resale value, BGS 10 leads at $76.00, ahead of PSA 10 at $58.50. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Gerald Willhite #246 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Gerald Willhite #246 break even?

At a standard ~$50 fee, submitting Gerald Willhite #246 breaks even when it gems about 80% of the time (a miss assumed to sell at the PSA 9 price of $24.99).

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free