Is Gerald Willhite #246 worth grading?
Football · Football Cards 1985 Topps · full price guide →
Strong grading candidate — 35× premium in PSA 10
A PSA 10 Gerald Willhite #246 sells for $58.50 against $1.69 raw: a $56.81 spread, 35× the ungraded price. A PSA 9 ($24.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.69
- PSA 10
- $58.50
- PSA 9
- $24.99
- Gem premium
- 35×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $58.50 | +$31.81 | +$6.81 | −$93.19 |
| PSA 9 | $24.99 | −$1.70 | −$26.70 | −$127 |
| PSA 8 | $8.76 | −$17.93 | −$42.93 | −$143 |
Net = sale price − $1.69 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $33.37 | −$18.32 |
| 50% | $41.74 | −$9.95 |
| 75% | $50.12 | −$1.57 |
Break-even gem rate at the standard fee: about 80%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $76.00 | best | 55/45 | 70/30 |
| PSA 10 | $58.50 | −$17.50 | 55/45 | 75/25 |
| CGC 10 | $35.00 | −$41.00 | 55/45 | 75/25 |
| SGC 10 | $35.00 | −$41.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $58.50 | $35.00 | $76.00 | $35.00 | — |
| 9.5 | — | — | — | — | $27.00 |
| 9 | — | — | — | — | $24.99 |
| 8 | — | — | — | — | $8.76 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1985 Topps cards worth checking
Full set checklist →Grading Gerald Willhite #246 — FAQ
Is Gerald Willhite #246 worth grading?
A PSA 10 Gerald Willhite #246 sells for $58.50 against $1.69 raw: a $56.81 spread, 35× the ungraded price. A PSA 9 ($24.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Gerald Willhite #246 worth compared with raw?
A PSA 10 Gerald Willhite #246 (Football Cards 1985 Topps) sells for about $58.50 versus $1.69 for a raw near-mint copy — a 35× premium as of Jul 11, 2026.
Which grading company is best for Gerald Willhite #246?
By resale value, BGS 10 leads at $76.00, ahead of PSA 10 at $58.50. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Gerald Willhite #246 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Gerald Willhite #246 break even?
At a standard ~$50 fee, submitting Gerald Willhite #246 breaks even when it gems about 80% of the time (a miss assumed to sell at the PSA 9 price of $24.99).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free



