Is Michael Downs #41 worth grading?
Football · Football Cards 1985 Topps · full price guide →
Strong grading candidate — 118× premium in PSA 10
A PSA 10 Michael Downs #41 sells for $150 against $1.27 raw: a $149 spread, 118× the ungraded price. A PSA 9 ($19.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.27
- PSA 10
- $150
- PSA 9
- $19.50
- Gem premium
- 118×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $150 | +$124 | +$98.72 | −$1.28 |
| PSA 9 | $19.50 | −$6.77 | −$31.77 | −$132 |
| PSA 8 | $6.99 | −$19.28 | −$44.28 | −$144 |
Net = sale price − $1.27 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $52.12 | +$0.85 |
| 50% | $84.75 | +$33.48 |
| 75% | $117 | +$66.10 |
Break-even gem rate at the standard fee: about 24%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $195 | best | 55/45 | 70/30 |
| PSA 10 | $150 | −$45.01 | 55/45 | 75/25 |
| CGC 10 | $90.00 | −$105 | 55/45 | 75/25 |
| SGC 10 | $90.00 | −$105 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $150 | $90.00 | $195 | $90.00 | — |
| 9.5 | — | — | — | — | $21.00 |
| 9 | — | — | — | — | $19.50 |
| 8 | — | — | — | — | $6.99 |
Run your own numbers
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Grading Michael Downs #41 — FAQ
Is Michael Downs #41 worth grading?
A PSA 10 Michael Downs #41 sells for $150 against $1.27 raw: a $149 spread, 118× the ungraded price. A PSA 9 ($19.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Downs #41 worth compared with raw?
A PSA 10 Michael Downs #41 (Football Cards 1985 Topps) sells for about $150 versus $1.27 for a raw near-mint copy — a 118× premium as of Jul 11, 2026.
Which grading company is best for Michael Downs #41?
By resale value, BGS 10 leads at $195, ahead of PSA 10 at $150. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Downs #41 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Downs #41 break even?
At a standard ~$50 fee, submitting Michael Downs #41 breaks even when it gems about 24% of the time (a miss assumed to sell at the PSA 9 price of $19.50).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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