Is T.J. Watt [Mosaic White] #28 worth grading?
Football · Football Cards 2025 Panini Mosaic Montage · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 T.J. Watt [Mosaic White] #28 sells for $217 against $43.74 raw: a $173 spread, 5.0× the ungraded price. Even a PSA 9 ($76.68) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $43.74
- PSA 10
- $217
- PSA 9
- $76.68
- Gem premium
- 5.0×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $217 | +$148 | +$123 | +$23.06 |
| PSA 9 | $76.68 | +$7.94 | −$17.06 | −$117 |
| PSA 8 | $43.77 | −$24.97 | −$49.97 | −$150 |
Net = sale price − $43.74 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $112 | +$17.97 |
| 50% | $147 | +$53.00 |
| 75% | $182 | +$88.03 |
Break-even gem rate at the standard fee: about 12%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $282 | best | 55/45 | 70/30 |
| PSA 10 | $217 | −$65.20 | 55/45 | 75/25 |
| CGC 10 | $130 | −$152 | 55/45 | 75/25 |
| SGC 10 | $130 | −$152 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $217 | $130 | $282 | $130 | — |
| 9.5 | — | — | — | — | $146 |
| 9 | — | — | — | — | $76.68 |
| 8 | — | — | — | — | $43.77 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Panini Mosaic Montage cards worth checking
Full set checklist →![Bo Nix [Mosaic] #24 2025 Panini Mosaic Montage card](https://i.ebayimg.com/images/g/zg0AAeSwfRBqXVRp/s-l500.jpg)
![James Cook [Mosaic Blue] #25 2025 Panini Mosaic Montage card](https://i.ebayimg.com/images/g/r28AAeSwMN5pGKld/s-l500.jpg)
![T.J. Watt [Mosaic Blue] #28 2025 Panini Mosaic Montage card](https://i.ebayimg.com/images/g/X1EAAeSwV~5pgfsU/s-l500.jpg)
![Bo Nix [Mosaic Purple] #24 2025 Panini Mosaic Montage card](https://i.ebayimg.com/images/g/YwMAAeSwYpNpQimw/s-l500.jpg)
![Bo Nix [Mosaic Blue] #24 2025 Panini Mosaic Montage card](https://i.ebayimg.com/images/g/20YAAeSwbFlplQeD/s-l500.jpg)
Grading T.J. Watt [Mosaic White] #28 — FAQ
Is T.J. Watt [Mosaic White] #28 worth grading?
A PSA 10 T.J. Watt [Mosaic White] #28 sells for $217 against $43.74 raw: a $173 spread, 5.0× the ungraded price. Even a PSA 9 ($76.68) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 T.J. Watt [Mosaic White] #28 worth compared with raw?
A PSA 10 T.J. Watt [Mosaic White] #28 (Football Cards 2025 Panini Mosaic Montage) sells for about $217 versus $43.74 for a raw near-mint copy — a 5.0× premium as of Jul 11, 2026.
Which grading company is best for T.J. Watt [Mosaic White] #28?
By resale value, BGS 10 leads at $282, ahead of PSA 10 at $217. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does T.J. Watt [Mosaic White] #28 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading T.J. Watt [Mosaic White] #28 break even?
At a standard ~$50 fee, submitting T.J. Watt [Mosaic White] #28 breaks even when it gems about 12% of the time (a miss assumed to sell at the PSA 9 price of $76.68).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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