Is J.J. McCarthy #IFS-JMY worth grading?
Football · Football Cards 2025 Panini Mosaic In Focus Signature · full price guide →
Grading rarely pays for this card
PSA 10 copies of J.J. McCarthy #IFS-JMY sell for $62.00, only $21.39 above the $40.61 raw price — less than an economy-tier grading fee. A PSA 9 ($56.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $40.61
- PSA 10
- $62.00
- PSA 9
- $56.00
- Gem premium
- 1.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $62.00 | −$3.61 | −$28.61 | −$129 |
| PSA 9 | $56.00 | −$9.61 | −$34.61 | −$135 |
| PSA 8 | $50.47 | −$15.14 | −$40.14 | −$140 |
Net = sale price − $40.61 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $57.50 | −$33.11 |
| 50% | $59.00 | −$31.61 |
| 75% | $60.50 | −$30.11 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $81.00 | best | 55/45 | 70/30 |
| PSA 10 | $62.00 | −$19.00 | 55/45 | 75/25 |
| CGC 10 | $37.00 | −$44.00 | 55/45 | 75/25 |
| SGC 10 | $37.00 | −$44.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Panini Mosaic In Focus Signature cards worth checking
Full set checklist →![Bijan Robinson [Choice Fusion Red Yellow] #IFS-BRN 2025 Panini Mosaic In Focus Signature card](https://i.ebayimg.com/images/g/9gUAAeSwU21qfU0A/s-l500.jpg)
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Grading J.J. McCarthy #IFS-JMY — FAQ
Is J.J. McCarthy #IFS-JMY worth grading?
PSA 10 copies of J.J. McCarthy #IFS-JMY sell for $62.00, only $21.39 above the $40.61 raw price — less than an economy-tier grading fee. A PSA 9 ($56.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 J.J. McCarthy #IFS-JMY worth compared with raw?
A PSA 10 J.J. McCarthy #IFS-JMY (Football Cards 2025 Panini Mosaic In Focus Signature) sells for about $62.00 versus $40.61 for a raw near-mint copy — a 1.5× premium as of Sep 4, 2026.
Which grading company is best for J.J. McCarthy #IFS-JMY?
By resale value, BGS 10 leads at $81.00, ahead of PSA 10 at $62.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does J.J. McCarthy #IFS-JMY need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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