Is Joe Montana #489 worth grading?
Football · Football Cards 1982 Topps · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Joe Montana #489 sells for $860 against $3.07 raw: a $857 spread, 280× the ungraded price. Even a PSA 9 ($57.36) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.07
- PSA 10
- $860
- PSA 9
- $57.36
- Gem premium
- 280×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $860 | +$832 | +$807 | +$707 |
| PSA 9 | $57.36 | +$29.29 | +$4.29 | −$95.71 |
| PSA 8 | $22.83 | −$5.24 | −$30.24 | −$130 |
Net = sale price − $3.07 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $258 | +$205 |
| 50% | $459 | +$406 |
| 75% | $659 | +$606 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,118 | best | 55/45 | 70/30 |
| PSA 10 | $860 | −$258 | 55/45 | 75/25 |
| CGC 10 | $516 | −$602 | 55/45 | 75/25 |
| SGC 10 | $516 | −$602 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $860 | $516 | $1,118 | $516 | — |
| 9.5 | — | — | — | — | $94.86 |
| 9 | — | — | — | — | $57.36 |
| 8 | — | — | — | — | $22.83 |
| 7 | — | — | — | — | $14.01 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1982 Topps cards worth checking
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Grading Joe Montana #489 — FAQ
Is Joe Montana #489 worth grading?
A PSA 10 Joe Montana #489 sells for $860 against $3.07 raw: a $857 spread, 280× the ungraded price. Even a PSA 9 ($57.36) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana #489 worth compared with raw?
A PSA 10 Joe Montana #489 (Football Cards 1982 Topps) sells for about $860 versus $3.07 for a raw near-mint copy — a 280× premium as of Jul 11, 2026.
Which grading company is best for Joe Montana #489?
By resale value, BGS 10 leads at $1,118, ahead of PSA 10 at $860. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana #489 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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