Midpoint - Card Centering Tool
Fred Dean #520 (Football Cards 1981 Topps) — is it worth grading?

Is Fred Dean #520 worth grading?

Football · Football Cards 1981 Topps · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Fred Dean #520 sells for $149 against $1.35 raw: a $147 spread, 110× the ungraded price. Even a PSA 9 ($31.68) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.35
PSA 10
$149
PSA 9
$31.68
Gem premium
110×
As of
Jul 11, 2026

Break-even by outcome and fee

Fred Dean #520: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$149+$122+$97.30−$2.70
PSA 9$31.68+$5.33−$19.67−$120
PSA 8$15.05−$11.30−$36.30−$136

Net = sale price − $1.35 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Fred Dean #520: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$60.92+$9.57
50%$90.17+$38.82
75%$119+$68.06

Break-even gem rate at the standard fee: about 17%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Fred Dean #520: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$193best55/4570/30
PSA 10$149−$44.3555/4575/25
CGC 10$89.00−$10455/4575/25
SGC 10$89.00−$10455/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Fred Dean #520 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$149$89.00$193$89.00
9.5$51.91
9$31.68
8$15.05
7$8.99

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1981 Topps cards worth checking

Full set checklist

Grading Fred Dean #520 — FAQ

Is Fred Dean #520 worth grading?

A PSA 10 Fred Dean #520 sells for $149 against $1.35 raw: a $147 spread, 110× the ungraded price. Even a PSA 9 ($31.68) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Fred Dean #520 worth compared with raw?

A PSA 10 Fred Dean #520 (Football Cards 1981 Topps) sells for about $149 versus $1.35 for a raw near-mint copy — a 110× premium as of Jul 11, 2026.

Which grading company is best for Fred Dean #520?

By resale value, BGS 10 leads at $193, ahead of PSA 10 at $149. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Fred Dean #520 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Fred Dean #520 break even?

At a standard ~$50 fee, submitting Fred Dean #520 breaks even when it gems about 17% of the time (a miss assumed to sell at the PSA 9 price of $31.68).

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free