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Jack Ham #235 (Football Cards 1981 Topps) — is it worth grading?

Is Jack Ham #235 worth grading?

Football · Football Cards 1981 Topps · full price guide →

Strong grading candidate — 97× premium in PSA 10

A PSA 10 Jack Ham #235 sells for $164 against $1.69 raw: a $162 spread, 97× the ungraded price. A PSA 9 ($22.25) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.69
PSA 10
$164
PSA 9
$22.25
Gem premium
97×
As of
Jul 11, 2026

Break-even by outcome and fee

Jack Ham #235: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$164+$137+$112+$12.27
PSA 9$22.25−$4.44−$29.44−$129
PSA 8$17.99−$8.70−$33.70−$134

Net = sale price − $1.69 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jack Ham #235: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$57.68+$5.99
50%$93.11+$41.42
75%$129+$76.84

Break-even gem rate at the standard fee: about 21%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Jack Ham #235: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$213best55/4570/30
PSA 10$164−$49.0455/4575/25
CGC 10$98.00−$11555/4575/25
SGC 10$98.00−$11555/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Jack Ham #235 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$164$98.00$213$98.00
9.5$56.03
9$22.25
8$17.99
7$3.39

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Jack Ham #235 — FAQ

Is Jack Ham #235 worth grading?

A PSA 10 Jack Ham #235 sells for $164 against $1.69 raw: a $162 spread, 97× the ungraded price. A PSA 9 ($22.25) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Jack Ham #235 worth compared with raw?

A PSA 10 Jack Ham #235 (Football Cards 1981 Topps) sells for about $164 versus $1.69 for a raw near-mint copy — a 97× premium as of Jul 11, 2026.

Which grading company is best for Jack Ham #235?

By resale value, BGS 10 leads at $213, ahead of PSA 10 at $164. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Jack Ham #235 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Jack Ham #235 break even?

At a standard ~$50 fee, submitting Jack Ham #235 breaks even when it gems about 21% of the time (a miss assumed to sell at the PSA 9 price of $22.25).

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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