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Art Monk #194 (Football Cards 1981 Topps) — is it worth grading?

Is Art Monk #194 worth grading?

Football · Football Cards 1981 Topps · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Art Monk #194 sells for $1,719 against $5.01 raw: a $1,714 spread, 343× the ungraded price. Even a PSA 9 ($106) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$5.01
PSA 10
$1,719
PSA 9
$106
Gem premium
343×
As of
Jul 11, 2026

Break-even by outcome and fee

Art Monk #194: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$1,719+$1,689+$1,664+$1,564
PSA 9$106+$76.25+$51.25−$48.75
PSA 8$30.66+$0.65−$24.35−$124

Net = sale price − $5.01 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Art Monk #194: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$510+$455
50%$913+$858
75%$1,316+$1,261

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards
Art Monk #194: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$2,235best55/4570/30
PSA 10$1,719−$51655/4575/25
SGC 10$1,400−$83555/4575/25
CGC 10$1,032−$1,20355/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Art Monk #194 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$1,719$1,032$2,235$1,400
9.5$175
9$106
8$30.66
7$19.25

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1981 Topps cards worth checking

Full set checklist

Grading Art Monk #194 — FAQ

Is Art Monk #194 worth grading?

A PSA 10 Art Monk #194 sells for $1,719 against $5.01 raw: a $1,714 spread, 343× the ungraded price. Even a PSA 9 ($106) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Art Monk #194 worth compared with raw?

A PSA 10 Art Monk #194 (Football Cards 1981 Topps) sells for about $1,719 versus $5.01 for a raw near-mint copy — a 343× premium as of Jul 11, 2026.

Which grading company is best for Art Monk #194?

By resale value, BGS 10 leads at $2,235, ahead of PSA 10 at $1,719. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Art Monk #194 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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