Is Tom Banks #148 worth grading?
Football · Football Cards 1980 Topps · full price guide →
Strong grading candidate — 107× premium in PSA 10
A PSA 10 Tom Banks #148 sells for $123 against $1.15 raw: a $122 spread, 107× the ungraded price. A PSA 9 ($11.42) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.15
- PSA 10
- $123
- PSA 9
- $11.42
- Gem premium
- 107×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $123 | +$97.29 | +$72.29 | −$27.71 |
| PSA 9 | $11.42 | −$14.73 | −$39.73 | −$140 |
| PSA 8 | $4.99 | −$21.16 | −$46.16 | −$146 |
Net = sale price − $1.15 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $39.42 | −$11.73 |
| 50% | $67.43 | +$16.28 |
| 75% | $95.44 | +$44.28 |
Break-even gem rate at the standard fee: about 35%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $160 | best | 55/45 | 70/30 |
| PSA 10 | $123 | −$36.56 | 55/45 | 75/25 |
| CGC 10 | $74.00 | −$86.00 | 55/45 | 75/25 |
| SGC 10 | $74.00 | −$86.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Tom Banks #148 — FAQ
Is Tom Banks #148 worth grading?
A PSA 10 Tom Banks #148 sells for $123 against $1.15 raw: a $122 spread, 107× the ungraded price. A PSA 9 ($11.42) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Banks #148 worth compared with raw?
A PSA 10 Tom Banks #148 (Football Cards 1980 Topps) sells for about $123 versus $1.15 for a raw near-mint copy — a 107× premium as of Sep 3, 2026.
Which grading company is best for Tom Banks #148?
By resale value, BGS 10 leads at $160, ahead of PSA 10 at $123. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Banks #148 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tom Banks #148 break even?
At a standard ~$50 fee, submitting Tom Banks #148 breaks even when it gems about 35% of the time (a miss assumed to sell at the PSA 9 price of $11.42).
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