Is Gary Fencik #497 worth grading?
Football · Football Cards 1978 Topps · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Gary Fencik #497 sells for $563 against $2.03 raw: a $561 spread, 277× the ungraded price. Even a PSA 9 ($84.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.03
- PSA 10
- $563
- PSA 9
- $84.99
- Gem premium
- 277×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $563 | +$536 | +$511 | +$411 |
| PSA 9 | $84.99 | +$57.96 | +$32.96 | −$67.04 |
| PSA 8 | $21.26 | −$5.77 | −$30.77 | −$131 |
Net = sale price − $2.03 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $204 | +$152 |
| 50% | $324 | +$272 |
| 75% | $443 | +$391 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $732 | best | 55/45 | 70/30 |
| PSA 10 | $563 | −$169 | 55/45 | 75/25 |
| CGC 10 | $338 | −$394 | 55/45 | 75/25 |
| SGC 10 | $338 | −$394 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $563 | $338 | $732 | $338 | — |
| 9.5 | — | — | — | — | $93.00 |
| 9 | — | — | — | — | $84.99 |
| 8 | — | — | — | — | $21.26 |
| 7 | — | — | — | — | $17.00 |
Run your own numbers
Should I pay this?
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Grading Gary Fencik #497 — FAQ
Is Gary Fencik #497 worth grading?
A PSA 10 Gary Fencik #497 sells for $563 against $2.03 raw: a $561 spread, 277× the ungraded price. Even a PSA 9 ($84.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Gary Fencik #497 worth compared with raw?
A PSA 10 Gary Fencik #497 (Football Cards 1978 Topps) sells for about $563 versus $2.03 for a raw near-mint copy — a 277× premium as of Jul 11, 2026.
Which grading company is best for Gary Fencik #497?
By resale value, BGS 10 leads at $732, ahead of PSA 10 at $563. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Gary Fencik #497 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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