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Walter Payton #2 (Football Cards 1978 Topps Holsum) — is it worth grading?

Is Walter Payton #2 worth grading?

Football · Football Cards 1978 Topps Holsum · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Walter Payton #2 sells for $3,440 against $213 raw: a $3,228 spread, 16× the ungraded price. Even a PSA 9 ($2,928) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$213
PSA 10
$3,440
PSA 9
$2,928
Gem premium
16×
As of
Jul 11, 2026

Break-even by outcome and fee

Walter Payton #2: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$3,440+$3,203+$3,178+$3,078
PSA 9$2,928+$2,690+$2,665+$2,565
PSA 8$1,200+$963+$938+$838

Net = sale price − $213 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Walter Payton #2: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$3,056+$2,793
50%$3,184+$2,921
75%$3,312+$3,050

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards
Walter Payton #2: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$4,472best55/4570/30
PSA 10$3,440−$1,03255/4575/25
CGC 10$2,064−$2,40855/4575/25
SGC 10$2,064−$2,40855/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Walter Payton #2 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$3,440$2,064$4,472$2,064
9.5$3,220
9$2,928
8$1,200
7$514

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1978 Topps Holsum cards worth checking

Full set checklist

Grading Walter Payton #2 — FAQ

Is Walter Payton #2 worth grading?

A PSA 10 Walter Payton #2 sells for $3,440 against $213 raw: a $3,228 spread, 16× the ungraded price. Even a PSA 9 ($2,928) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Walter Payton #2 worth compared with raw?

A PSA 10 Walter Payton #2 (Football Cards 1978 Topps Holsum) sells for about $3,440 versus $213 for a raw near-mint copy — a 16× premium as of Jul 11, 2026.

Which grading company is best for Walter Payton #2?

By resale value, BGS 10 leads at $4,472, ahead of PSA 10 at $3,440. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Walter Payton #2 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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